Rooted in Trust. Committed to You.

Now Hiring!
Giddy Up and Save!
You can earn $5 when you refer a new Youth Member in April*.

Every deposit into a youth account and new youth account opened is an automatic entry to win one of our grand prizes*.
Visa® Credit Card
A credit card that celebrates our home & rewards our members

Rates as low as 7.90%APR*
No annual fees
CURewards
Aloha Bowl 2025
Get ready for our First Annual ALOHA BOWL Charity Tournament, benefiting the Kona Hospital Foundation!

Help us reach our goal of raising $10,000.

Donate online today!
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Financial Services with a highly personal touch and tailored approach.

Buy a home
Save More Money
Simplify money management
Pay off debt
Plan for retirement
Build a financial foundation

Financial Services with a highly personal touch and tailored approach.

Current Rates
Make more out of your money with better rates.
View All Rates
New Auto Loan
rates as low as
5.99%
APR*
Credit Card
rates as low as
7.90%%
APR*
Mortgage Rates
rates as low as

*APR = Annual Percentage Rate. Best possible rates displayed.

Tools & resources for you.
Budgeting Calculator
Home Budget Calculator
Use this calculator to see how you spend your money and whether you have any left to save.
KOFE
Learning Center
A free online learning tool to help you elevate your financial well-being.

Rooted in Trust, Committed to you.

Valuable financial solutions
Personalized service
Low fees, higher rates
Owned by our members
Focused on your unique needs
Member discounts
“
Every time I walk into the Kohala branch, I'm greeted with a warm smile. The tellers all know me, and I know them. It's always a pleasure working with people you're familiar with, and that personal connection makes all the difference.
Robin Marquez - Signature Auto Detail Hawaii, member since 1983
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“
The front-line teams at the Kaloko and Kailua branches are the best. They make me feel valued as a member and are always so helpful and efficient. They make the experience memorable every single time.
Tawny Hanakeawe - Harbor House, member since 2021
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“
The staff's kindness has touched me on numerous occasions, from the thoughtful baby gift they presented to my grandson, to their genuine concern and support during my recent open-heart surgery. Their compassion and care have made a lasting impact on my life.
Ono Kine Water - Kurtis Tauchert, member since 2014
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