Rooted in Trust. Committed to You.

$30,000 in Scholarship Funds Available
We are now accepting applications for our 2023 college scholarships!
Watch your savings grow.
3.05% APY* 21 Months Share Certificate or 3.05% APY* 15 Months Share Certificate
HELOC
More time spent at home requires more home.
A HELOC from HCFCU can help with all your home expansion needs.
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Financial Services with a highly personal touch and tailored approach.

Buy a home
Save More Money
Simplify money management
Pay off debt
Plan for retirement
Build a financial foundation

Financial Services with a highly personal touch and tailored approach.

Current Rates
Make more out of your money with better rates.
View All Rates
Mortgage Loan
rates as low as
6.449%
APR*
New Auto Loan
rates as low as
4.50%
APR*
Credit Card
rates as low as
7.90%*%
APR*

*APR = Annual Percentage Rate. Best possible rates displayed.

Tools & resources for you.
Budgeting Calculator
Home Budget Calculator
Use this calculator to see how you spend your money and whether you have any left to save.
KOFE
Learning Center
A free online learning tool to help you elevate your financial well-being.

Rooted in Trust, Committed to you.

Valuable financial solutions
Personalized service
Low fees, higher rates
Owned by our members
Focused on your unique needs
Member discounts
“
I cannot say how grateful I am to all of the ohana at the Kohala HCFCU - grateful to be a customer, to feel the support, and to know they have our backs. I don't think we would be twenty-nine years old without our credit union. Mahalo.
Bamboo Restaurant & Gallery - Joan Channon, member since
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“
I am so grateful to have HCFCU in my corner. They have been an integral part of my continued success.
MUSCLE efx & MyoPro Institute - Melissa Marie Harvey, member since
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