Student Credit Union

Hands-on experience for high school students

Teaching the ins and outs of credit union business

Life skills go a long way for the young people in our Hawaii Island communities. That's why we opened the state's first student credit union in 1972 at Konawaena High School. We now operate five to benefit our ohana's teenage members.
Run by students with teacher oversight
Training offered by our professionals
Functions like a branch

Golden opportunities for students

When students are engaged, communities grow stronger. We provide real-life work experience through student credit unions operated at Konawaena High School, Kealakehe High School, Kohala High School, Hilo High School and Honokaa High School. These branches are run by students and available only to students, but they're all members of the larger Hawaii Community Federal Credit Union ohana.

These branches promote financial literacy within each school, and each has an operating board of directors and tellers who help students deposit and withdraw money, open checking and savings accounts, and invest in share certificates. It's another way we're helping to position younger generations for future success.
Frequently Asked Questions

Phone Numbers

Lost/Stolen VISA®

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

Hawaii Community Federal Credit Union's routing number is 321379818.

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.


We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUSIF for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.


Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.
Locate a shared branch online or by calling 888-748-3266.

Membership Benefits
A better home for your money.
Enjoy personalized service, low fees, higher deposit rates and more.
Join our ohana.
Together, we can do great things.
Learn More