Easy Free Business Checking

Simple, no-cost checking to support your day-to-day business needs.

Take care of your day-to-day business banking with a simple account that keeps costs low and flexibility high.

Simple Business Checking that works for you.

Easy Free Business Checking is built for businesses that want a straightforward way to manage their money. With no monthly service charge and no minimum balance requirement, you can focus on running your business without worrying about extra fees. You’ll have access to the tools you need to handle everyday transactions, along with convenient digital banking options to stay connected wherever your work takes you.

Account features

The essentials to keep your business moving.

1,000 FREE monthly transaction items

No minimum balance requirement

No monthly service charge

Up to $10,000 in cash deposits per month at no cost

FREE instant issue business debit card

FREE online banking, bill pay and eStatements

FREE mobile banking with mobile deposit

What business types qualify for Business Accounts?

Hawaii Community Federal Credit Union proudly offers Business Accounts for the following business types:

Non-Profit Organizations
Associations
Sole Proprietorship
Partnerships
Corporations
Limited Liability Companies
Limited Liability Partnerships

Business account opening requirements

Starting a business account with Hawaii Community Federal Credit Union should be simple, clear, and stress-free. To help you prepare, we've created an easy-to-follow PDF guide that outlines what you will need before opening your account. Whether you're a sole proprietor, partnership, LLC, corporation, or not-for-profit organization, our documents walk you through the required forms, identification, and supporting information specific to your business type.

If you have questions about opening a business checking accounts, contact us online or visit one of our local branches!

View Document

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Credit union rules and regulations apply. Transaction items include all debits and credits. If the Easy Free Business account exceeds 1,000 free monthly transactions or $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.

No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Hawaii Community Federal Credit Union employees and their immediate families are not eligible to win. One prize will be awarded at each branch every promotion, for a total of six prizes. No cash equivalent, substitution, or transfer of prize permitted. Winner of the prize maybe issued a 1099-INT or 1099-MISC. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

Fees could reduce earnings on account. Membership requirements apply.

Tools to help you reach your goals

Security Center

Security Center
Financial Goals

Financial Goals
Calculators

Calculators
FAQs

FAQs

Home Budget Calculator

Find areas where you can improve your finances.

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

Learn More