KOFE - Knowledge of Financial Education

A free online learning tool to help you elevate your financial well-being.

Hawaii Community Federal Credit Union is committed to the financial success of the communities we serve. KOFE is our free online resource center filled with educational tools to help you create a better financial foundation.
Hawaii Community Federal Credit Union can help you and your family earn more and save more. We've joined forces with an organization called KOFE, which stands for Knowledge of Financial Education. Together, we will show you how to manage your finances - with educational videos, step-by-step how-to guides, high-tech interactive tools, and even fun games for the kids. And it's all free. KOFE also offers free unlimited financial coaching. You can call a certified credit counselor and receive personalized advice about: 
  • Spending & Saving - how to improve your household budget and saving strategies
  • Credit Repair - how to read and understand your credit report, correct mistakes, and raise your credit score
  • Debt Management - cut your monthly payments and freeze late fees to get out of debt quicker
  • Housing Counseling - bring your mortgage up-to-date, prevent foreclosure and learn about first-time home buying
Visit hicommfcu.kofetime.com to get started today!


Free KOFE webinars on the 2nd Wednesday of each month:

January 11, 2023 at 8:00 am - 9:00 am (HST)
Recovering from the Holidays: A New Year with No Debt. Make 2023 the year you achieve financial freedom!
Register here

February 8, 2023 at 8:00 am - 9:00 am (HST)
Income Tax Hacks: How to Save Time, Trouble & Money. The experts tell you what you need to know and what you don't.
Register here.

March 8, 2023 at 8:00 am - 9:00 am (HST)
Saving Strategies in Today's Economy - You can save big by doing very little and sometimes nothing. 
Register here. 

April 12, 2023 at 7:00 am - 8:00 am (HST)
Conquering the Housing Crisis. What can you do when home prices are high but rents are even higher?

May 10, 2023 at 7:00 am - 8:00 am (HST)
Free Yourself from Student Loan Debt. Don't let college costs from long ago ruin your future.

June 14, 2023 at 7:00 am - 8:00 am (HST)
Financial Technology Can Stretch Your Dollar. You can save more by doing less – and letting your phone do the work.

July 12, 2023 at 7:00 am - 8:00 am (HST)
Back-to-School Shopping: A Class in Saving Cash. Don’t go into debt buying clothes, supplies, and tech items.
Register here.
August 9, 2023 at 7:00 am - 8:00 am (HST)
Buy or Refi. How to save big either way – if you heed the experts

September 13, 2023 at 7:00 am - 8:00 am (HST)
Marriage and Money for 2023. Save more, stress less, and NEVER fight about finances
Register here.

October 11, 2023 at 7:00 am - 8:00 am (HST)
Give Yourself Some Credit – without Adding any Debt. You can raise your credit score, hike your credit limit,
and still save money
Register here.

November 8, 2023 at 8:00 am - 9:00 am (HST)
2023 Holiday $urvival Guide. Save big during the holidays – without looking like the Grinch
Register here.

December 13, 2022 at 8:00 am - 9:00 am (HST)
How to Avoid the 5 Most Common Money Mistakes. You can save big by doing very little – and sometimes nothing 
Frequently Asked Questions

Phone Numbers

Lost/Stolen VISA®

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

Hawaii Community Federal Credit Union's routing number is 321379818.

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.


We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUSIF for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.


Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.
Locate a shared branch online or by calling 888-748-3266.

Membership Benefits
A better home for your money.
Enjoy personalized service, low fees, higher deposit rates and more.
Join our ohana.
Together, we can do great things.
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