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Financial ¢ents

Hawaii Community Federal Credit Union is committed to the financial success of the communities we serve. KOFE is our free online resource center filled with educational tools to help you create a better financial foundation.

A free online learning tool to help you elevate your financial well-being.

Hawaii Community Federal Credit Union can help you and your family earn more and save more. We've joined forces with an organization called KOFE, which stands for Knowledge of Financial Education. Together, we will show you how to manage your finances - with educational videos, step-by-step how-to guides, high-tech interactive tools, and even fun games for the kids. And it's all free. KOFE also offers free unlimited financial coaching. You can call a certified credit counselor and receive personalized advice about: 

  • Spending & Saving - how to improve your household budget and saving strategies
  • Credit Repair - how to read and understand your credit report, correct mistakes, and raise your credit score
  • Debt Management - cut your monthly payments and freeze late fees to get out of debt quicker
  • Housing Counseling - bring your mortgage up-to-date, prevent foreclosure and learn about first-time home buying

Visit hicommfcu.kofetime.com to get started today!

Free KOFE webinars on the 2nd Wednesday of each month:

Webinar
Entrepreneurship and Business Credit

August 12, 2026 at 7:00 am - 8:00 am (HST)

Learn how to establish strong business credit the right way

Webinar
Understanding Buy Now, Pay Later: Benefits, Risks, and Best Practices

September 9, 2026 at 7:00 am - 8:00 am (HST)

Don’t let “Pay Later” turn into “Pay More” — enjoy flexible terms without racking up debt

Webinar
Homeownership Fundamentals 

October 14, 2026 at 7:00 am - 8:00 am (HST)

Ready to own your future? Follow these steps from pre-approval to closing

Webinar
​Celebrate Smart: ​Your Holiday Spending Plan

November 11, 2026 at 8:00 am - 9:00 am (HST)

A festive spending guide to avoid post-season debt

Webinar
Know Your Money Personality: What Is Your Financial DNA?

December 9, 2026 at 8:00 am - 9:00 am (HST)
Understand your unique spending style to build better financial habits 

Frequently Asked Questions

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Phone Numbers

Main Number: 808-930-7700, Toll-Free: 800-514-2328        

Lost/Stolen VISA®

During Business Hours: 808-930-7700, After Hours: 800-847-2911  

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

Hawaii Community Federal Credit Union's routing number is 321379818.

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.

We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUA for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.

Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.

Locate a shared branch online or by calling 888-748-3266.

Tools to help you reach your goals

Mobile Banking

From paying bills to transferring funds and depositing checks, Mobile Banking makes it simple to stay connected to your finances.

Membership Benefits

A better home for your money

Enjoy personalized service, low fees, higher deposit rates and more.