Credit card rates as low as 7.90% APR*

*APR = Annual Percentage Rate

Purchases earn rewards.

Our Hawaii Community Federal Credit Union VISA® credit cards display custom local artwork that captures the spirit and warmth of our Hawaii Island communities.

Credit Card Features

Take advantage of everything our cards provide to help support your finances.

Earn 1 reward point for every $1 spent.

Redeem your points for fantastic rewards, including travel, gift cards, merchandise, cash back and much more. 

Manage your account and pay your monthly bill online, quickly and easily

Special chip technology adds another layer of encryption against identity theft for in-store purchases

Classic Credit Card

Gold Credit Card

Platinum Credit Card

If your card is stolen or lost, call 808-930-7700 or 800-514-2328 during business hours, and 800-654-7728 after hours. Notice a suspicious charge on your account? Call 808-930-7700 or 800-514-2328 during business hours, and 800-654-7728 after hours.

Want to learn more about our credit card rewards and benefits? Contact us online or visit one of our local branches!

Credit cards from Hawaii Community Federal Credit Union offer convenient purchasing power and flexibility, backed by trusted service across Hawaii.

Spending power that empowers you

Credit cards are essential, just like our commitment to helping members improve their financial well-being. We want to lift up our neighbors on Hawaii Island by providing a local VISA® credit card with some of the lowest interest rates around and a valuable rewards program that gives you points with every purchase.

*APR - Annual Percentage Rate - for Purchases, Cash Advances, and Balance Transfers. You must be a member of Hawaii Community Federal Credit Union to be eligible for a VISA card. You must be a member in good standing who maintains a minimum balance of $50 in your savings account. Subject to credit approval.

Frequently Asked Questions

You can contact us during business hours at 808-930-7700 or after hours at 800-514-2328.

Tools to help you reach your goals

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

  • Free to download

  • Bank on your time

  • Turn your device into a digital branch