Business Interest Checking

A business checking account that earns interest while supporting your daily operations.

Put your business funds to work with a checking account that offers competitive interest and everyday flexibility.

Earn while you manage your business.

Business Interest Checking is a great option for businesses that maintain higher balances and want the opportunity to earn interest while managing their day-to-day finances. With built-in flexibility and access to convenient digital banking tools, this account supports both your daily transactions and your longer-term financial goals.

Account features

Designed for businesses that want to earn interest while staying active.

1,000 FREE monthly transaction items

Competitive interest

Maintain a $5,000 minimum average daily balance

to avoid a low monthly fee of $6.95

No minimum balance requirement

Up to $10,000 in cash deposits per month at no cost

FREE instant issue business debit card

FREE online banking, bill pay and eStatements

Business account opening requirements

Starting a business account with Hawaii Community Federal Credit Union should be simple, clear, and stress-free. To help you prepare, we've created an easy-to-follow PDF guide that outlines what you will need before opening your account. Whether you're a sole proprietor, partnership, LLC, corporation, or not-for-profit organization, our documents walk you through the required forms, identification, and supporting information specific to  your business type.

If you have questions about opening a business checking accounts, contact us online or visit one of our local branches!

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Credit union rules and regulations apply. Transaction items include all debits and credits. If the Easy Free Business account exceeds 1,000 free monthly transactions or $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.

No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Hawaii Community Federal Credit Union employees and their immediate families are not eligible to win. One prize will be awarded at each branch every promotion, for a total of six prizes. No cash equivalent, substitution, or transfer of prize permitted. Winner of the prize maybe issued a 1099-INT or 1099-MISC. $10 for debit cards and unused checks from another financial institution give at the time the checks/debit cards are presented.

Fees could reduce earnings on account. Membership requirements apply.

Hawaii Community Federal Credit Union offers business accounts designed to help local businesses manage finances efficiently across Hawaii.

Frequently Asked Questions

Hawaii Community Federal Credit Union proudly offers Business Accounts for the following business types:

  • Non-Profit Organizations
  • Associations
  • Sole Proprietorship
  • Partnerships
  • Corporations
  • Limited Liability Companies
  • Limited Liability Partnerships

Tools to help you reach your goals

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

  • Free to download

  • Bank on your time

  • Turn your device into a digital branch