• Earn rewards

  • Use your card anywhere

  • Redeem your points

Turn everyday purchases into rewards.

Simply use your HCFCU Visa Debit Card for signature transactions to start earning points.

How rewards work

Your HCFCU Visa Debit Card gives you convenient access to your checking account while also earning reward points on qualifying purchases. 

When you choose signature debit at checkout, you earn points through the CU Rewards program. Points can be redeemed online for travel, gift cards, merchandise, and other rewards.

Everyday Convenience

Your HCFCU debit card makes it easy to manage everyday spending.

Pay directly from your HCFCU checking account

Use your card anywhere Visa is accepted

Withdraw cash at ATMs across Hawaii Island and nationwide

Track purchases through online and mobile banking

Hawaii Community Federal Credit Union offers personal checking accounts designed to simplify banking, backed by trusted service throughout Hawaii.

Frequently Asked Questions

Overdraft Protection at Hawaii Community Federal Credit Union applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another savings account you may have at Hawaii Community Federal Credit Union at no charge or from your line of overdraft Protection at Hawaii Community Federal Credit Union applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another savings account you may have at Hawaii Community Federal Credit Union at no charge or from your line of credit subject to interest charges.

This program saves you the inconvenience of having your checks or other transactions returned due to insufficient available funds in your account. With Courtesy Pay, your transaction may get paid even if you do not have sufficient available funds in your account. You avoid the embarrassment, the hassle and better yet you avoid the merchants’ Non-Sufficient Funds (NSF) fees.

Tools to help you reach your goals

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

  • Free to download

  • Bank on your time

  • Turn your device into a digital branch