Island Roots

Serving our ohana since 1936.

A Legacy Rooted in Kona Coffee.

HCFCU is proud to be the only credit union in the United States founded by farmers cultivating Kona coffee, a crop grown nowhere else in the world. Those roots continue to guide how we serve our members and communities today.

A history of dedicated service.

Hawaii Community Federal Credit Union was founded in 1936 during the Great Depression by ten Kona coffee farmers who were turned away by traditional banks. They came together to create their own financial cooperative built on trust, shared responsibility, and people helping people.

What began as a one-room operation quickly grew beyond farmers to include others in the local community. As Hawaii Island grew, so did we, always focused on serving our members with care and integrity.

In 1991, after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and expanded membership to serve all of Hawaii Island. While we have grown significantly since those early days, our purpose remains the same: to support our members and strengthen our community.

We are proud to be the only credit union in the United States founded by farmers cultivating Kona coffee, a crop grown nowhere else in the world. Our roots in agriculture reflect the resilience, cooperation, and commitment that continue to guide us today.

Frequently Asked Questions

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What is your contact information?

Phone Numbers

Main Number: 808-930-7700, Toll-Free: 800-514-2328

Lost/Stolen VISA^®

During Business Hours: 808-930-7700, After Hours: 800-847-2911

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

What is your routing number?

Hawaii Community Federal Credit Union's routing number is 321379818.

Do you offer notary services?

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.

Are my deposits insured?

We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUA for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.

Do you participate in shared branching?

Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.

Locate a shared branch online or by calling 888-748-3266.

Tools to help you reach your goals

Security Center

Security Center
Financial Goals

Financial Goals
Calculators

Calculators
FAQs

FAQs

Home Budget Calculator

Find areas where you can improve your finances.

KOFE Financial Education

Create a better financial foundation for yourself.