Identity Theft & Protection

Know what to look for to avoid trouble.

  • Recognize the warning signs

  • Report suspicious activity quickly

  • Stay vigilant to protect yourself

Know what to look for.

At Hawaii Community Federal Credit Union, we want to empower you with information you need to spot the red flags of identity theft. Our combined efforts can help protect your personal information and sensitive data.

Identity theft protection starts with awareness.

Guarding against identity theft requires on-going monitoring and taking preventative measures. These suspicious activities could be signs of identity theft.

Spot these nine common signs
  1. Unexplained charges or withdrawals on your monthly account statements
  2. Medical bills from doctors you haven't visited
  3. New credit cards you never applied for
  4. Errors and suspicious activity on your credit report
  5. Collections notices for unknown debt
  6. Denied applications for credit cards and loans when you've been approved previously
  7. Missing mail, which could mean someone changed your forwarding address
  8. Errors in your tax return or Social Security statement
  9. An arrest warrant for you, which could mean someone committed a crime using your identity

Take these steps if your accounts have been compromised.

Identity theft is a serious crime than can undermine your finances. We want to minimize the damage caused by identity theft with resources and services that can help you get everything back to normal.

File Reports with Various Agencies
Close Fraudulent Accounts
Quick action can reduce the negative impact
Within our 'ohana, everyone looks out for each other. So if you think your account or identity has been compromised, take action immediately.
  • Contact us and any other institution that held your affected accounts
  • Stop payments on all checks and contact these check-verification companies: Telecheck at 800-710-9898 and Certegy at 800-437-5120
  • Place a fraud alert on your credit report by contacting one of the three main credit bureaus: 
  • Contact the Social Security Fraud Hotline at 800-269-0271
  • Close all accounts that were opened without your permission
  • File a report with local police and get a case number with copy of the report
  • Report stolen mail by calling the U.S. Postal Service at 877-876-2455
  • Notify the Federal Trade Commission at 877-438-4338
  • Contact the Securities and Exchange Commission at 800-732-0330 to protect your investment accounts

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