Personal Loans

We'll help you get there

Affordable rates, flexible terms and plenty of options

Sometimes you need a financial boost to accomplish your goals. At Hawaii Community Federal Credit Union, we support your dreams and work with you to create a Personal Loan that moves you forward.
Quick application and approval process
Get money for anything you need
Loans and line of credit available
Choose a loan that works for you
Ready to do big things in your life? We want to be by your side when you do. With our Personal Loans, you'll know you're getting a competitive rate and flexible financing to get you where you want to be.

Signature Loans

  • A good credit history makes this an easy loan to obtain
  • Borrow up to $30,000 with no collateral required
  • Flexible terms that fit you

Line of Credit

  • Get up to $20,000 as a line of accessible credit
  • Pay interest only on the amount you borrow
  • Use as overdraft protection on your Hawaii Community Federal Credit Union Checking account

Share-Secured Loans

  • Borrow against the funds in your Share Savings account
  • Immediate approval and good interest rates
  • Your deposits continue to earn interest during the term of the loan

Certificate-Secured Loans

  • Borrow against the value of your Share Certificates
  • Immediate approval and good interest rates
  • Continue to earn interest while the loan is active

Guarantor Loans

  • Good for employed, first-time borrowers looking to build credit
  • Borrow up to $10,000
  • A second party signs the loan to provide financial backup to the borrower
Frequently Asked Questions

You can apply for a loan online or in-person at a branch.

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.

Our current loan rates can be found on our rates page.

Mobile Banking
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Pay bills, deposit checks, transfer money and more - quickly and easily.
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