Get approved with a helping hand.

If your credit history is limited or less than perfect, a Guarantor Loan can help you get the financing you need. With the support of a trusted co-signer, you can qualify for a loan and start building a stronger financial future. It's a great solution for students, first-time borrowers, or anyone working to improve their credit.

  • Good for employed, first-time borrowers looking to build credit
  • Borrow up to $10,000
  • A second party signs the loan to provide financial backup to the borrower

Visit a local branch or contact us online to apply for a personal loan.

Personal loans from Hawaii Community Federal Credit Union provide flexible financing options to support your needs, with trusted service throughout Hawaii.

Ready to do big things in your life?

We want to be by your side when you do. With our Personal Loans, you'll know you're getting a competitive rate and flexible financing to get you where you want to be.

Membership requirements apply.

Frequently Asked Questions

You can apply for a loan online or in-person at a branch.

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.

Our current loan rates can be found on our rates page.

For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.

Tools to help you reach your goals

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

  • Free to download

  • Bank on your time

  • Turn your device into a digital branch