Borrow against your savings, build your credit.
Turn your savings into a powerful financial tool with a Share-Secured Loan. By using your share account as collateral, you can secure a low-rate loan while continuing to earn dividends on your savings. It's a smart way to build or rebuild credit, fund a purchase, or cover expenses without depleting your savings.
- Borrow against the funds in your Share Savings Account
- Immediate approval and good interest rates
- Your deposits continue to earn interest during the term of the loan
Looking to learn more about our personal loan offerings? Visit a local branch or contact us online.
Personal loans from Hawaii Community Federal Credit Union provide flexible financing options to support your needs, with trusted service throughout Hawaii.
Membership requirements apply.
Frequently Asked Questions
You can apply for a loan online or in-person at a branch.
We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.
Our current loan rates can be found on our rates page.
For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.
Tools to help you reach your goals
-
Security Center
Security Center
-
Financial Goals
Financial Goals
-
Calculators
Calculators
-
FAQs
FAQs
Find areas where you can improve your finances.
When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!
Bank on your time
Pay bills, deposit checks, transfer money and more - quickly and easily.
-
Free to download
-
Bank on your time
-
Turn your device into a digital branch