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  • Start saving today

  • Build your savings

  • Grow your balance
A savings account establishes your membership with Hawaii Community Federal Credit Union.

Once your membership is open, you have access to the full range of HCFCU accounts, loans, and financial services.

The foundation of your membership.

Whether you are building an emergency fund or saving toward future goals, a savings account provides a simple place to set money aside and grow your balance over time.

Share Savings

Perfect for the everyday saver & your key to membership with Hawaii Community Federal Credit Union. Once opened, you have access to our other products and services. 

Money Manager Savings

Money Manager Savings accounts keep your funds available while providing a higher dividend rate than a normal savings account - all while keeping your funds completely accessible.

Premium Saver Savings

We continually try to get you more for your money, and our Premium Saver account does just that. It's simple and easy - the higher your balance, the more dividends you earn. 

0.05%APY*
0.80%APY*
1.05%APY*
$50
$5,000
$50,000
Coverdell Education Savings Account
Account Features
Your HCFCU savings account includes tools that help you manage and grow your savings.
  • Establishes your membership with HCFCU
  • Competitive dividends on your savings balance
  • Easy transfers between accounts
  • Access to online and mobile banking
  • Federally insured by NCUA
Designed for young members

Youth Accounts

Our Youth Savings account allows your keiki 18 years of age or younger to start saving early. With a Youth Savings account, an adult or parent is required to hold joint-membership of the account until the minor is of age to hold the account alone. Account is eligible for Deposit Days.

Membership requirements apply. 

*APY = Annual Percentage Yield

Tools to help you reach your goals

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!