• Establish your membership

  • Competitive dividends

  • Easy account access

A secure place to build your savings.

A Share Savings account establishes your membership with Hawaii Community Federal Credit Union.

The foundation of your membership.

Your Share Savings account represents your ownership in Hawaii Community Federal Credit Union. Opening this account establishes your membership and gives you access to the full range of HCFCU financial services.

Whether you are setting aside funds for emergencies or saving toward future goals, a Share Savings account provides a simple and reliable way to grow your balance over time.

Explore savings accounts at Hawaii Community Federal Credit Union, offering secure, flexible options to help you build financial confidence across Hawaii.

Account features

Share Savings includes the tools you need to manage and grow your savings.

  • Establishes your membership with HCFCU
  • Competitive dividends on your savings balance
  • Low deposit requirement of $50
  • Easy transfers between accounts
  • Access to online and mobile banking
  • Federally insured by NCUA

Membership requirements apply.

Frequently Asked Questions

Designed for our young members, our Youth Savings account allows your keiki 18 years of age or younger to start saving early. With a Youth Savings account, an adult or parent is required to hold joint-membership of the account until the minor is of age to hold the account alone.

Account is eligible for Deposit Days.

Tools to help you reach your goals

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Free Checking

Easy Free Checking Account

Join our ohana today with an Easy Free Checking Account.

  • No monthly fee

  • Easy everyday banking

  • Access anywhere