Premium Saver High Yield Savings Account

Earn higher dividends on larger savings balances.

A savings account designed for members who maintain larger balances and want to earn more on their savings.

Grow your savings with higher balances.

Premium Saver Savings offers higher dividend rates for members who maintain larger balances. This account provides a way to grow your savings while still keeping your funds accessible when you need them. For savings you won’t need right away, pair it with a share certificate to lock in a higher rate for a set term.

Whether you are saving for future goals or managing larger reserves, Premium Saver Savings helps your money work harder.

Explore savings accounts at Hawaii Community Federal Credit Union, offering secure, flexible options to help you build financial confidence across Hawaii.

Account features

Premium Saver Savings includes benefits designed for higher balance savings.

Higher dividend rates on qualifying balances
Designed for members maintaining larger savings balances
Easy access to your funds
Online and mobile banking access
Federally insured by NCUA

Frequently Asked Questions

View All

What is a high yield Premium Saver account?

A high yield savings account from Hawaii Community FCU that pays higher dividend rates on larger balances while keeping your money accessible.

Do I have to be a member to open a Premium Saver account?

Yes, Premium Saver accounts are only available to Hawaii Community FCU members, and you can join and open one at the same time.

Do you offer youth accounts?

Designed for our young members, our Youth Savings account allows your keiki 18 years of age or younger to start saving early. With a Youth Savings account, an adult or parent is required to hold joint-membership of the account until the minor is of age to hold the account alone.

Account is eligible for Deposit Days.

What’s the minimum balance needed to earn a higher dividend rate?

You need $50,000 to open a Premium Saver, and the rate goes up as your balance grows from 1.06% APY up to 1.36% APY once you reach $100,000.

Tools to help you reach your goals

Security Center

Security Center
Financial Goals

Financial Goals
Calculators

Calculators
FAQs

FAQs

Home Budget Calculator

Find areas where you can improve your finances.

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Free Checking

Easy Free Checking Account

Join our ohana today with an Easy Free Checking Account.

Learn More