Debit & Credit Card Rewards

Maximize your card benefits.

Purchases Earn Rewards

Our Hawaii Community Federal Credit Union VISA^® credit cards display custom local artwork that captures the spirit and warmth of our Hawaii Island communities. Take advantage of everything our cards provide to help support your finances.

Earn 1 reward point for every $1 spent, and redeem your points for fantastic rewards, including travel, gift cards, merchandise, cash back and much more. Visit www.curewards.com.
Manage your account and pay your monthly bill online, quickly and easily
Special chip technology adds another layer of encryption against identity theft for in-store purchases

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Money at Your Fingertips

Your busy life requires convenient tools like our VISA^® Debit Card, which you can personalize with local artwork that captures the Hawaii Island spirit. Wherever you go, you'll have immediate access to money for purchases and ATM withdrawals.

When you use your Hawaii Community Federal Credit debit card you earn points with our CU Rewards program. You earn 1 point for every $2 spent in debit card signature transactions. These points are redeemable for travel, home goods, gift cards and more.

For more details on the program and how to redeem your points, please contact us online or visit www.curewards.com.

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Frequently Asked Questions

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How do I become a member of Hawaii Community Federal Credit Union?

You can open your account online or at a branch. Make sure you have your Social Security number or individual Tax Identification number, a photo ID issued by the U.S. government (driver's license, passport, state or military ID), and a credit or debit card.

Who is eligible to become a member?

Individuals who live, regularly work, worship, attend schools or perform volunteer services on Hawaii Island; and members of their immediate families or household and organizations of such persons.
Any business and other legal entities located on Hawaii Island.
Immediate family members of a natural person member or potential member may join the credit union even if they do not live, regularly work, worship, attend schools or perform volunteer services on Hawaii Island.
Immediate family members are defined as grandparents, parents, step-parents, spouse, siblings, step-siblings, children, adopted children, step-children and grandchildren of the natural person member or potential member.
Membership is open to persons who reside in the same “household” with a current member even if the residence is located outside Hawaii Island.
"Household" is defined as persons living in the same home and who maintain a single economic unit. This includes any family members, domestic partners, foster children and legal guardian relationships.

Tools to help you reach your goals

Security Center

Security Center
Financial Goals

Financial Goals
Calculators

Calculators
FAQs

FAQs

Home Budget Calculator

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KOFE Financial Education

Create a better financial foundation for yourself.