Vacant Land & Construction Loans

Building the dream home just got easier

Your blueprint for smart financing

With our Vacant Land & Construction Loans, we can help you purchase the perfect property and then build the perfect home.
Competitive rates
No points
Low payments
Mortgage Rates as low as APR.

Vacant Land & Construction Loans make your dreams reality

Vacant Land Loans are available for improved or unimproved properties on Hawaii Island, whether they're owner-occupied or investment properties.

Construction Loans help you finance the construction phase of your primary residence once you hire a contractor and draw up plans.

Frequently Asked Questions

You can apply for a loan online or in-person at a branch.
 

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.
 

Our current loan rates can be found on our rates page.

 
Tools & resources for you.
Calculators
Budgeting Calculator
See how you spend your money and whether you have any left to save to find ways to improve your finances. 
KOFE
Learning Center
Create a better financial foundation with this free online resources and educational tools to help you elevate your financial well-being.
Mobile Banking
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Pay bills, deposit checks, transfer money and more - quickly and easily.
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