Features & Benefits

All accounts come with:
eBranch Access
Direct Deposit
VISA® Debit Card
Nationwide ATM Access
MOST POPULAR

Money Manager Checking

We want to give your deposits a boost in this dividend-bearing checking account. Access your account anywhere, anytime, on Hawaii Island and beyond - all while earning interest. Your money will say, "Mahalo."
  • Ideal if you keep at least $5,000 deposited
  • Free access to Online Banking tools
  • Nationwide ATM access through CO-OP
MOST POPULAR

Premium Saver Checking

If you're accustomed to keeping a large balance in checking, we support it with our Premium Saver Checking account. You'll enjoy the convenience and flexibility of this high-balance checking account.
  • Ideal if you keep a $50,000+ balance
  • Free access to Online Banking tools
  • Nationwide ATM access through CO-OP
MOST POPULAR
Best For
Ready for a checking account that works for you, not against you? Checkout Check Advantage, our free checking account that's convenient whether you're on Hawaii Island or anywhere else.
Best For
We want to give your deposits a boost in this dividend-bearing checking account. Access your account anywhere, anytime, on Hawaii Island and beyond - all while earning interest.
Best For
If you're accustomed to keeping a large balance in checking, we support it with our Premium Saver Checking account. You'll enjoy the convenience and flexibility of this high-balance checking account.
Earns Dividends
N/A
0.00%
APY*
0.00%
APY*
MINIMUM BALANCE
None $5,000 $50,000
OVERDRAFT PROTECTION
Yes Yes Yes
Next Steps
MOST POPULAR
Best For
Ready for a checking account that works for you, not against you? Checkout Check Advantage, our free checking account that's convenient whether you're on Hawaii Island or anywhere else.
Earns Dividends
N/A
Minimum Balance
None
Overdraft Protections
Yes
Next Steps
Best For
We want to give your deposits a boost in this dividend-bearing checking account. Access your account anywhere, anytime, on Hawaii Island and beyond - all while earning interest.
Earns Dividends
0.00%
APY*
Minimum Balance
$5,000
Overdraft Protections
Yes
Next Steps
Best For
If you're accustomed to keeping a large balance in checking, we support it with our Premium Saver Checking account. You'll enjoy the convenience and flexibility of this high-balance checking account.
Earns Dividends
0.00%
APY*
Minimum Balance
$50,000
Overdraft Protections
Yes
Next Steps
Frequently Asked Questions

You can order checks online here.
 

Overdraft Protection at Hawaii Community Federal Credit Union applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another savings account you may have at Hawaii Community Federal Credit Union at no charge or from your line of overdraft Protection at Hawaii Community Federal Credit Union applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another savings account you may have at Hawaii Community Federal Credit Union at no charge or from your line of credit subject to interest charges.
 

This program saves you the inconvenience of having your checks or other transactions returned due to insufficient available funds in your account. With Courtesy Pay, your transaction may get paid even if you do not have sufficient available funds in your account. You avoid the embarrassment, the hassle and better yet you avoid the merchants’ Non-Sufficient Funds (NSF) fees.
 
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