Vacant Land & Construction Loans

Building the dream home just got easier.

Your blueprint for smart financing.

With our Vacant Land & Construction Loans, we can help you purchase the perfect property and then build the perfect home.

Make your dreams a reality.

Vacant Land Loans are available for improved or unimproved properties on Hawaii Island, whether they're owner-occupied or investment properties.
Construction Loans help you finance the construction phase of your primary residence once you hire a contractor and draw up plans.

Hawaii Community Federal Credit Union provides home loan solutions to help you buy, refinance, or build, supported by trusted local service across Hawaii.

Frequently Asked Questions

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How can I apply for a loan?

You can apply for a loan online or in-person at a branch.

What types of loans do you offer?

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.

What are the current loan rates?

Our current loan rates can be found on our rates page.

What are your current business loan rates?

For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.

Tools to help you reach your goals

Security Center

Security Center
Financial Goals

Financial Goals
Calculators

Calculators
FAQs

FAQs

Home Budget Calculator

Find areas where you can improve your finances.

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

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