Auto Mechanical Repair Coverage

Help protect your vehicle and your budget from unexpected repair costs.

  • Helps cover repair costs

  • Flexible coverage options

  • Peace of mind on the road

Unexpected repairs can happen. Mechanical Repair Coverage helps you stay prepared.

Coverage that keeps you moving.

Auto Mechanical Repair Coverage is designed to help protect you from the cost of unexpected vehicle repairs. Instead of paying out of pocket for covered repairs, this optional coverage can help reduce the financial impact when something goes wrong.

Whether you rely on your vehicle for daily commuting or family needs, this coverage can provide added confidence every time you get behind the wheel.

Hawaii Community Federal Credit Union offers auto loans to help you get on the road with confidence, backed by trusted local service across Hawaii.

What it can help cover

Coverage options vary, but may include protection for key vehicle components.

  • Engine and transmission components
  • Electrical systems
  • Air conditioning
  • Other major mechanical parts
Why consider Mechanical Repair Coverage

Added protection to help manage unexpected expenses.

  • Helps reduce out-of-pocket repair costs
  • Provides added peace of mind
  • Keeps your vehicle running with fewer financial surprises
  • Can be included with your auto loan
Minimize risk and reduce expenses

Our convenient, hassle-free Auto Mechanical Repair Coverage provides the service you expect from someone who cares about your financial well-being and safety. Choose from protection and deductible options to fit every budget and need, which our friendly professionals will explain when you contact us.

  • Pays for parts and labor for covered repairs
  • Terms range from 12 to 84 months
  • Available on new and used vehicles that have at least one month and 1,000 miles of remaining original manufacturer's warranty
  • Available on eligible used vehicles up to 10 years old and 100,000 miles or fewer
  • Vehicles are eligible even when purchased from a private party
  • Transferable to new owners when you sell your vehicle to a private party
  • Coverage begins at existing vehicle mileage at time of purchase
Claims and assistance
  • Hassle-free claims with payments made directly to any authorized repair facility in the U. S. and Canada
  • 24-hour roadside assistance
  • Emergency travel expense reimbursement
  • Rental reimbursement up to $30 per day for up to five days

Tools to help you reach your goals

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Mobile Banking

Bank on your time

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  • Turn your device into a digital branch

Coverage is optional and subject to terms, conditions, and eligibility requirements. Not all vehicles may qualify. Contact us for complete details and coverage options. Membership requirements apply.