A credit card that celebrates our home, & rewards our members
When you use your Hawaii Community Federal Credit Union Visa® card you earn CU Rewards points.
You earn 1 point for every $1 spent on a signature based (credit) transaction. Simply use your card for all your everyday purchases and earn points! From groceries to fuel, your purchases will really pay off.
Your Reward Points can be used to redeem:
- Gift Cards
- Travel
- Green Products
- Charitable Donations
- Cash Back
- Merchandise
Other card benefits:
- Travel Accident Insurance
- Auto Rental Collision Damage Waiver
Platinum: 7.90% APR*
Gold: 9.90% APR*
Classic: 15.00% APR*
*APR Annual Percentage Rate: (for purchases, cash advances and balance transfers). Based on creditworthiness and subject to credit approval. Rates, terms, and conditions are subject to change without notice. Must qualify and establish membership with HCFCU. Membership is a regular share account with a minimum balance of $50.00. When you establish membership we will ask for your name, physical address, date of birth, taxpayer identification number, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documents. **No Annual Fee: There is no Balance Transfer fee and no Cash Advance Fee. There is a Foreign Transaction Fee of 1% of each transaction and a $10 fee on each returned payment. Information on the costs of the Visa® card described herein accurate as of September 1, 2024.