Roth IRA

Save for retirement with tax free withdrawals in qualifying situations.

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A Roth IRA can help you plan for retirement with tax advantages that may benefit you in the future.

Plan for your future.

A Roth IRA is designed to help you save for retirement over time. Depending on your current and future tax situation, it may be a good option as part of your long term financial plan.

Withdrawals may be tax free when certain conditions are met, including retirement, disability, or a first time home purchase.

Explore savings accounts at Hawaii Community Federal Credit Union, offering secure, flexible options to help you build financial confidence across Hawaii.

Account features

Roth IRAs offer flexibility and tax advantages for retirement savings.

Withdrawals may be tax free in qualifying situations
No set up or maintenance fees
Competitive rates
Low minimum deposit requirements
Insured deposits
Payroll deductions available to simplify contributions

Important information

Eligibility requirements and restrictions may apply. Members should consult a tax advisor or financial professional to determine whether a Roth IRA is appropriate for their situation.

Tools to help you reach your goals

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