Financial Planning

Helping you take care of your ohana

For retirement planning, college savings, insurance protection and more

Trustworthy investment and insurance guidance
Personalized to your unique needs
Available to members and non-members
When you need a certified financial advisor in Hawaii who prioritizes your needs, turn to Ferdie Pernia. Ferdie is like a member of the family, making sure you're always positioned toward your goals.


  • Mutual Funds
  • Fixed & Variable Annuities
  • Stocks/Bonds
  • IRAs: Traditional & Roth
  • 401(k) & Rollover
  • Life Insurance


  • Financial Planning
  • College Planning
  • Retirement Planning
  • Estate Planning
  • Inheritance Planning
  • Risk Management
  • Portfolio Assessment

Ferdinand "Ferdie" Pernia, Financial Advisor

LPL Financial LLC
Financial Advisor
[email protected]
Check the background of this investment professional on FINRA's BrokerCheck.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Hawaii Community Federal CU is not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name LPL Financial located at Hawaii Community Federal CU, and may also be employees of Hawaii Community Federal CU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Hawaii Community Federal CU. Securities and insurance offered through LPL or its affiliates are:

Not Federally Insured by NCUA or
Any Other Government Agency
Not Credit Union
Not Credit Union
Deposits or Obligations
May Lose Value

The LPL Financial site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents located in the states in which they are registered.

Hawaii Community Federal Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit for more detailed information.