• Get up to $20,000

  • Competitive rates

  • Flexible financing

Flexible financing at your fingertips.

A Personal Line of Credit gives you the freedom to borrow what you need, when you need it. Ideal for managing cash flow or handling variable expenses, this revolving credit option allows you to access funds up to a set limit, only paying interest on what you use. Enjoy peace of mind knowing you have financial flexibility whenever life demands it.

  • Get up to $20,000 as a line of accessible credit
  • Pay interest only on the amount you borrow
  • Use as overdraft protection on your Hawaii Community Federal Credit Union Checking Account.

Visit a local branch or contact us online to learn more about our personal loan offerings.

Personal loans from Hawaii Community Federal Credit Union provide flexible financing options to support your needs, with trusted service throughout Hawaii.

Ready to do big things in your life?

We want to be by your side when you do. With our Personal Loans, you'll know you're getting a competitive rate and flexible financing to get you where you want to be.

Membership requirements apply.

Frequently Asked Questions

You can apply for a loan online or in-person at a branch.

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.

Our current loan rates can be found on our rates page.

For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.

Tools to help you reach your goals

Refer Friends

When they open a checking account, you'll get a gift card, and they'll be entered to win a prize!

Mobile Banking

Bank on your time

Pay bills, deposit checks, transfer money and more - quickly and easily.

  • Free to download

  • Bank on your time

  • Turn your device into a digital branch