Leverage your certificate, unlock low rates.
Maximize your investment with a Certificate-Secured Loan. Use your term certificate as collateral to access funds at a lower interest rate, all while your certificate continues to earn dividends. This option is perfect for those who want to borrow without breaking their savings strategy.
- Borrow against the value of your Share Certificate
- Immediate approval and good interest rates
- Continue to earn interest while the loan is active
Contact us online or visit a local branch to receive additional personal loan information.
Personal loans from Hawaii Community Federal Credit Union provide flexible financing options to support your needs, with trusted service throughout Hawaii.
Membership requirements apply.
Frequently Asked Questions
You can apply for a loan online or in-person at a branch.
We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.
Our current loan rates can be found on our rates page.
For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.
Tools to help you reach your goals
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Security Center
Security Center
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Financial Goals
Financial Goals
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Calculators
Calculators
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FAQs
FAQs
Home Budget Calculator
Find areas where you can improve your finances.
Refer Friends
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Bank on your time
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