Balloon Loans

A short-term loan that offers lower monthly payments.

Our Balloon Mortgage Loan is available for owner-occupied as well as investor properties. It offers a fixed rate for a shorter period of time with smaller monthly payments. One large payment, or balloon payment, is due at the end of the term. At the end of the term, you can refinance your loan, buy a new home or pay it off.

• Maintain security with a rate that's fixed for five years
• Save money on your monthly payment because your payments are amortized over 30 years
• Increase your buying power

Hawaii Community Federal Credit Union provides home loan solutions to help you buy, refinance, or build, supported by trusted local service across Hawaii.