Adjustable-Rate Mortgages

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Mortgage Rates

*APR = Annual Percentage Rate.

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An Adjustable-Rate Mortgage (ARM) is just what you need.

Our Adjustable-Rate Mortgage (ARM) program can help you get into that new home youʻve been looking for, or help you refinance your existing mortgage.

Hawaii Community Federal Credit Union provides home loan solutions to help you buy, refinance, or build, supported by trusted local service across Hawaii.

How it works

Adjustable-Rate Mortgage

With an Adjustable-Rate Mortgage, your rate is fixed for the term that is selected. After the term is up, your rate adjusts based on the current index.

Frequently Asked Questions

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How can I apply for a loan?

You can apply for a loan online or in-person at a branch.

What types of loans do you offer?

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.

What are the current loan rates?

Our current loan rates can be found on our rates page.

What are your current business loan rates?

For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.

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