Business Checking Rates

Solid rates to grow your business deposits.

Supporting your business is our priority.

Hawaii Community Federal Credit Union's business checking rates will make your money work harder for you.

Effective Date: April 1, 2026
Type of Account
Dividend Rate
Annual Percentage Yield (APY)
Minimum Deposit to Open Account
Average Daily Balance to Avoid Service Fee
Average Daily Balance to Obtain APY Disclosed
Easy Free Business Checking 0.00% 0.00% None None None
Business Interest Checking 0.65% 0.65% None $5,000.00 $5,000.00
  • Fees could reduce earnings on account. Membership requirements apply.
  • You will receive the Business Interest Checking dividend rate and corresponding APY based on the average daily balance in your account for the month. If the average daily balance in your Business Interest Checking account is less than $5,000, it will be subject to a service fee of $6.95.

Explore competitive rates at Hawaii Community Federal Credit Union, designed to help you make informed financial decisions across Hawaii.

Frequently Asked Questions

Hawaii Community Federal Credit Union proudly offers Business Accounts for the following business types:

  • Non-Profit Organizations
  • Associations
  • Sole Proprietorship
  • Partnerships
  • Corporations
  • Limited Liability Companies
  • Limited Liability Partnerships

You can apply for a loan online or in-person at a branch.

We offer mortgage, land, construction, small business, educational, personal, auto, and credit card loans.

For business loan rates, please visit a branch or call 808-930-7700 and speak to a loan officer.

Membership Benefits

A better home for your money

Enjoy personalized service, low fees, higher deposit rates and more.