Guaranteed Asset Protection

We help you fill the gap

Avoid the financial hit from a stolen or totaled vehicle

Where would you be if your vehicle is stolen or totaled in an accident? Often, the insurance payout isn't enough to cover the remaining balance on the loan. That's where Guaranteed Asset Protection (GAP) insurance through Hawaii Community Federal Credit Union comes in.
Offers peace of mind
Picks up where insurance payouts leave off
Low-cost coverage

GAP coverage from Members Choice®

Without GAP coverage, you could be stuck with a huge bill that could put a financial squeeze on you. We're here to help, by offering GAP coverage through our partnership with Members Choice®. For only a few dollars a month, you'll get the protection you need. You also can upgrade your coverage.

Members Choice® Guaranteed Asset Protection Plus (GAP Plus)

Enjoy all of the benefits of GAP protection, plus these:

  • $1,000 toward a down payment on a replacement vehicle financed through Hawaii Community Federal Credit Union
  • 90-day free trial during which you can cancel protection and receive a full refund
  • Protects new and used vehicles, loans and leases
  • Pay up to $1,000 of your vehicle insurance deductible (where allowed by state law)
Frequently Asked Questions

Phone Numbers

Lost/Stolen VISA®

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

Hawaii Community Federal Credit Union's routing number is 321379818.

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.


We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUSIF for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.


Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.
Locate a shared branch online or by calling 888-748-3266.

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