Premium Saver Checking

Higher balances have the perfect home here

Maintain anytime access while your money grows

If you're accustomed to keeping a large balance in checking, we support it with our Premium Saver Checking account. You'll enjoy the convenience and flexibility of this high-balance checking account.
Ideal if you keep a $50,000+ balance
Free access to online banking tools
Nationwide ATM access through Co-op

The best checking account for larger balances

Larger checking account balances are suited for Premium Saver Checking, which makes it easy to manage your money every day. It's best to keep a $50,000 average daily balance to avoid a monthly service charge.

  • Free access to eBranch Bill Pay1.
  • Eligible for Overdraft Protection and Courtesy Pay.
  • Includes a VISA Debit Card
  • Access more than 25,00 surcharge-free ATMs nationwide.
Open your Premium Saver Checking account3 and see the difference we can make for your financial well-being.


1 eBranch Bill Pay is a free service for our members, Use of this service may cause NSF and overdrafts within your account which in turn will cause service charges. Please see current fee schedule for charge.
2 Via the CO-OP Network.
3 Must establish membership prior to opening a Premium Saver Checking. The minimum deposit to establish your membership is $50 that goes into your Savings Account. Approval for account given through TeleCheck.

Frequently Asked Questions

You can order checks online here.
 

Overdraft Protection at Hawaii Community Federal Credit Union applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another savings account you may have at Hawaii Community Federal Credit Union at no charge or from your line of overdraft Protection at Hawaii Community Federal Credit Union applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another savings account you may have at Hawaii Community Federal Credit Union at no charge or from your line of credit subject to interest charges.
 

This program saves you the inconvenience of having your checks or other transactions returned due to insufficient available funds in your account. With Courtesy Pay, your transaction may get paid even if you do not have sufficient available funds in your account. You avoid the embarrassment, the hassle and better yet you avoid the merchants’ Non-Sufficient Funds (NSF) fees.
 
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