CardSwap | BillerDirect | Bill Pay

Making your life and managing your payments easier

Bills come in constantly, Debit or Credit cards get lost, stolen or expire, requiring visits to multiple websites to update. With everything else going on in life, it can be difficult to manage and stay on top of everything. Our eBranch services now includes ways for you to easily manage changes to your HCFCU Debit or Credit card used for automated payment methods, manage bills you pay by debit or credit card, and consolidate your bills so you can pay everything online and on time.

CardSwap

Manage automatic payment methods for your online subscriptions, shopping and streaming services connected to your HCFCU Debit or Credit card, in one place.

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BillerDirect

Make payments instantly in real time, in one place, using your HCFCU debit or Credit card.

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Bill Pay

Receive, view, manage and pay bills using your HCFCU checking account.

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CardSwap

Managing your Online Payment Preferences Just Got Easier

 
With CardSwap you can update the preferred payment method for all your favorite digital services, like Netflix, Amazon, Disney+, and more* - All at the same time, and all in the same place.
 
Expired or New Card? No Problem! 
 
Add the digital services you pay with your HCFCU Debit and/or Credit Card to CardSwap.  If there is a change to your card, no sweat – No need to go to the website for each online services to make the change, simply swap the existing or expired card to the new card with a touch of a button and you can get back to doing what you love.

Features:
  • Manage your online subscriptions for multiple online vendors in one place
  • Enrollment is easy, just add your HCFCU Debit and/or Credit card and add your services. 
  • Over 60 of your favorite online shopping and streaming services are available, including Hulu, Netflix, Uber, Disney+ and more.  
  *None of the listed companies are associated with, sponsor, or endorse this product.
 
CardSwap can be accessed online with eBranch or from the Mobile Banking App.  Simply go to the “Transfer & Pay” section of the main menu and select “CardSwap” to get started today at no extra charge.

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  1. Select “CardSwap” under “Transfer & Pay” in your Online Banking menu
  2. Select Get Started
  3. Choose the online retailers and subscriptions where you have an account
  4. Enter your HCFCU card information - CardSwap is only available using your HCFCU debit or credit card
  5. Enter your usernames and passwords for the services you want to link to CardSwap
The new preferred payment information is automatically verified and applied, and in 24 hours, these updates will be made to your selected services

Once you’ve established the connections, CardSwap will retain the link unless you change your username and/or password.

CardSwap User Guide

BillerDirect

Make Payments. Real Time. Real Easy.

 
In addition to our traditional Bill Pay product, we are offering an updated way to pay your bills, in real time, real easy. Instead of going to multiple websites and navigating multiple logins to pay your bills, you can add and pay most vendors from a single screen using your HCFCU Debit and/or Credit card.  Get notified by text message and/or email that a payment is coming up or has been made.  You can make a payment today, schedule your payment for a future date, or setup an automated schedule. 
 
BillerDirect can be accessed online with eBranch or from the Mobile Banking App.  Simply go to the “Transfer & Pay” section of the main menu and select “BillerDirect” to get started today at no extra charge.  

Features:
  • It’s Easy to use
  • Track you bills in one place, including subscriptions.
  • Bills are paid in real-time with your HCFCU Credit or Debit Card.
  • Quickly see upcoming bills and due dates in the BillerDirect calendar.
  • Payments can be made right away or scheduled for a future date.
  • Receive alerts via Text and/or Email of upcoming due dates, balances and payments.
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  1. Select “BillerDirect” under “Transfer & Pay” in your Online Banking menu
  2. Search for your biller and enter your credentials for the biller website.
  3. Add a payment method.  Payments can be made using your HCFCU Debit and/or Credit Card. 
  4. Make or schedule a payment for that biller.
  5. Setup and add notification preferences for each biller.
BillerDirect User Guide

Bill Pay

Make Payments Using your Checking Account

 
This is our traditional Bill Pay service, where vendors are paid out of your designated checking account without you having to write a check.  Ideal for those payments that cannot be made with your HCFCU Debit or Credit card. 

Features:
  • Schedule one-time or automatic recurring payments and choose the date the payment will be received by the recipient
  • Schedule payments in advance
  • Schedule bill reminders
  • View your bill pay history
  • Utilize E-bills to view your monthly billings within your bill pay account
 
Bill Pay can be accessed online with eBranch or from the Mobile Banking App.  Simply go to the “Transfer & Pay” section of the main menu and select “Bill Payment” to get started today at no extra charge.

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  1. Select “Bill Payment” under “Transfer & Pay” in your Online Banking menu
  2. Select the checking account to use, and click on “Enroll in Bill Pay”
  3. Add your payee & schedule a payment.
  4. Schedule a payment.
* There is no monthly service charge or usage fee for using BillerDirect, CardSwap or Bill Pay.
The use of BillerDirect or Bill Pay services may incur other charges such as overdraft and courtesy pay fees. Please view the current fee schedule for fees.

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Mobile App

With Mobile Banking, our services are always at hand because your busy life demands it. Pay bills, deposit checks, transfer money and take care of other financial tasks quickly, using our free mobile app. You bank on your time, anytime.

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