# HawaiiCommunityFCU Hawaii Community Federal Credit Union offers tailored personal and business accounts and loans for your financial services needs. Become a member today. ## General Pages - [Sitemap](https://www.hicommfcu.com/sitemap) - You can navigate through Hawaii Community Federal Credit Union's sitemap to easily find information about their financial products and services. See more. - [Search](https://www.hicommfcu.com/search) - Find exactly the information you're looking for. Quickly explore all Hawaii Community Federal Credit Union pages via our search bar. Try searching now. - [Easy Free Checking](https://www.hicommfcu.com/checking-savings/checking/easy-free-checking) - Simplify your finances with an Easy Free Checking Account with a range of online banking tools from Hawaii Community Federal Credit Union. Open an account. - [50 Advantage Interest Checking](https://www.hicommfcu.com/checking-savings/checking/50-advantage-interest-checking) - Members age 50 and up are eligible for Hawaii Community Federal Credit Union's 50 Advantage Interest Checking. Open an account to earn competitive rates. - [Performance Interest Checking](https://www.hicommfcu.com/checking-savings/checking/performance-interest-checking) - A Performance Interest Checking Account from Hawaii Community Federal Credit Union offers a higher rate on your everyday balance. Open an account today. - [Benefits Checking](https://www.hicommfcu.com/checking-savings/checking/benefits-checking) - A Benefits Checking Account from Hawaii Community Federal Credit Union includes cell phone protection and additional protection benefits. Open an account. - [Debit Cards](https://www.hicommfcu.com/checking-savings/checking/debit-cards) - A Visa Debit Card from Hawaii Community Federal Credit Union includes a rewards program that adds value to your everyday purchases. Open an account today. - [Compare Checking Accounts](https://www.hicommfcu.com/checking-savings/checking/compare-checking-accounts) - Hawaii Community Federal Credit Union makes it easy to compare Checking Accounts including those with overdraft protection. Find an account for you today. - [Online Check Ordering](https://www.hicommfcu.com/checking-savings/checking/compare-checking-accounts/online-check-ordering) - Members with a checking account from Hawaii Community Federal Credit Union can order new checks from the comfort of their home. Order checks online now. - [Overdraft Protection & Courtesy Pay](https://www.hicommfcu.com/checking-savings/checking/compare-checking-accounts/overdraft-protection-courtesy-pay) - Hawaii Community Federal Credit Union offers overdraft protection and courtesy pay services so our members can enjoy added peace of mind. Open an account. - [Savings Accounts](https://www.hicommfcu.com/checking-savings/savings/savings-accounts) - Explore savings account options from Hawaii Community Federal Credit Union. Compare rates and find the best savings account for you. Open an account today. - [Share Savings](https://www.hicommfcu.com/checking-savings/savings/savings-accounts/share-savings) - Take advantage of competitive rates and convenient online banking with a Share Savings account at Hawaii Community Federal Credit Union. Open an account. - [Money Manager Savings](https://www.hicommfcu.com/checking-savings/savings/savings-accounts/money-manager-savings) - A Money Manager Savings Account from Hawaii Community Federal Credit Union offers higher interest rates and keeps your money accessible. Open an account. - [Premium Saver Savings](https://www.hicommfcu.com/checking-savings/savings/savings-accounts/premium-saver-savings) - A Premium Saver Account from Hawaii Community Federal Credit Union is a high yield savings account that helps your money work for you. Open an account. - [Coverdell Education Savings Account](https://www.hicommfcu.com/checking-savings/savings/savings-accounts/coverdell-education-savings-account) - Plan ahead for education expenses with a Coverdell Education Savings Account (ESA) from Hawaii Community Federal Credit Union. Explore our rates today. - [Youth Savings Accounts](https://www.hicommfcu.com/checking-savings/savings/youth-savings-accounts) - Get a head start on your child's financial future with a Youth Savings Account at Hawaii Community Federal Credit Union. Visit our website to view rates. - [Individual Retirement Accounts](https://www.hicommfcu.com/checking-savings/savings/individual-retirement-accounts) - At Hawaii Community Federal Credit Union, you can keep your retirement planning on track with either a Traditional and Roth IRA. Contact us to learn more. - [Traditional IRA](https://www.hicommfcu.com/checking-savings/savings/individual-retirement-accounts/traditional-ira) - Save for retirement with a tax advantaged Traditional IRA at Hawaii Community Federal Credit Union. View our Individual Retirement Account rates today. - [Roth IRA](https://www.hicommfcu.com/checking-savings/savings/individual-retirement-accounts/roth-ira) - A Roth IRA in HI from Hawaii Community Federal Credit Union offers competitive retirement savings rates to help grow your future funds. View our rates now. - [Online Banking](https://www.hicommfcu.com/checking-savings/support-services/online-banking) - Online banking makes money management easy. Pay bills or transfer funds anytime at Hawaii Community Federal Credit Union. Visit our website to learn more. - [eBranch Tips](https://www.hicommfcu.com/checking-savings/support-services/online-banking/ebranch-tips) - Get the most out of your online banking with these tips for tax returns, eBranch services, and more from Hawaii Community Federal Credit Union. Learn more. - [Online Banking How-Tos](https://www.hicommfcu.com/checking-savings/support-services/online-banking/online-banking-how-tos) - Online Banking how-to videos from Hawaii Community Federal Credit Union show members how to use bill pay and manage accounts with ease. Get started now. - [Mobile Banking](https://www.hicommfcu.com/checking-savings/support-services/mobile-banking) - At Hawaii Community Federal Credit Union, you can manage your accounts anytime, anywhere with convenient mobile banking. Download our mobile banking app. - [Mobile Check Deposit ](https://www.hicommfcu.com/checking-savings/support-services/mobile-banking/mobile-check-deposit) - Move your money while on the go with Mobile Check Deposit at Hawaii Community Federal Credit Union. Learn more about our mobile banking services today. - [Text Banking](https://www.hicommfcu.com/checking-savings/support-services/mobile-banking/text-banking) - Hawaii Community Federal Credit Union offers Text Banking Services that allow you to transfer funds and handle your everyday banking by phone. Learn more. - [Direct Deposit](https://www.hicommfcu.com/checking-savings/support-services/direct-deposit) - Direct deposit is a fast and secure way to move money right into your checking account at Hawaii Community Federal Credit Union. Contact us to learn more. - [Zelle®](https://www.hicommfcu.com/checking-savings/support-services/zelle) - Zelle® makes it easy to send or receive money through your account at Hawaii Community Federal Credit Union. Contact us to learn more about P2P Payments. - [Manage Your Bills](https://www.hicommfcu.com/checking-savings/support-services/manage-your-bills) - Hawaii Community Federal Credit Union makes it easy to manage your bills through automatic bill pay and secure CardSwap services. Contact us to learn more. - [CardSwap](https://www.hicommfcu.com/checking-savings/support-services/manage-your-bills/cardswap) - Change your payment method across all your streaming and online shopping platforms with CardSwap from Hawaii Community Federal Credit Union. Learn more. - [Bill Pay](https://www.hicommfcu.com/checking-savings/support-services/manage-your-bills/bill-pay) - Set up automatic recurring bill payments directly from your checking account at Hawaii Community Federal Credit Union. Contact us to learn about Bill Pay. - [Automatic & Wire Transfers](https://www.hicommfcu.com/checking-savings/support-services/automatic-wire-transfers) - Hawaii Community Federal Credit Union offers Automatic & Wire Transfers, making online money transfers simple, secure, and efficient. Contact us today. - [Financial Planning](https://www.hicommfcu.com/checking-savings/support-services/financial-planning) - Financial planning from Hawaii Community Federal Credit Union can chart a course to your financial future. Connect with our certified financial advisor. - [Insurance](https://www.hicommfcu.com/checking-savings/support-services/insurance) - Protect yourself from the unexpected with an insurance policy from Hawaii Community Federal Credit Union. Visit our website to explore available policies. - [AD&D & Life Insurance](https://www.hicommfcu.com/checking-savings/support-services/insurance/ad-d-life-insurance) - Explore AD&D Life Insurance policies, including term and whole life insurance, at Hawaii Community Federal Credit Union. Visit our website to learn more. - [Credit Life & Credit Disability Insurance](https://www.hicommfcu.com/checking-savings/support-services/insurance/credit-life-credit-disability-insurance) - Hawaii Community Federal Credit Union offers Credit Life and Credit Disability Insurance to cover you against the unexpected. Contact us to learn more. - [Easy Free Business Checking](https://www.hicommfcu.com/business/accounts/easy-free-business-checking) - Take care of your day-to-day business banking online with Easy Free Business Checking from Hawaii Community Federal Credit Union. Open an account today. - [Business Interest Checking](https://www.hicommfcu.com/business/accounts/business-interest-checking) - The Business Interest Checking account from Hawaii Community Federal Credit Union comes with a business debit card and interest earnings. Open an account. - [Financial Calculators](https://www.hicommfcu.com/resources/education-tools/financial-calculators) - Plan your mortgage payments or optimize your monthly budget with helpful financial calculators from Hawaii Community Federal Credit Union. Try them out. - [Mortgage Loan Calculator](https://www.hicommfcu.com/resources/education-tools/financial-calculators/mortgage-loan-calculator) - Hawaii Community Federal Credit Union can show you how long it will take to pay off your home loan with our mortgage calculator. Calculate your payments. - [Auto Loan Calculator](https://www.hicommfcu.com/resources/education-tools/financial-calculators/auto-loan-calculator) - Compare different loan terms and down payments with Hawaii Community Federal Credit Union's Auto Loan Calculator. Calculate your car loan payments online. - [Adjustable-Rate Mortgage Calculator](https://www.hicommfcu.com/resources/education-tools/financial-calculators/adjustable-rate-mortgage-calculator) - Determine if an Adjustable-Rate Mortgage is the right fit for your budget with Hawaii Community Federal Credit Union's ARM Calculator. Try it out today. - [Home Budget Calculator](https://www.hicommfcu.com/resources/education-tools/financial-calculators/home-budget-calculator) - Take control of your finances with Hawaii Community Federal Credit Union's Home Budget Calculator. Budget your monthly expenses with our helpful tool. - [Checkbook Balancer Calculator](https://www.hicommfcu.com/resources/education-tools/financial-calculators/checkbook-balancer-calculator) - Easily track your deposits and withdrawals with Hawaii Community Federal Credit Union's Checkbook Balancer Calculator. Balance your books with our tool. - [KOFE Financial Education](https://www.hicommfcu.com/resources/education-tools/kofe-financial-education) - Hawaii Community Federal Credit Union and KOFE are teaming up to improve our community's financial wellbeing. Access financial education and counseling. - [Emergency Financial Preparedness](https://www.hicommfcu.com/resources/education-tools/emergency-financial-preparedness) - Emergency Financial Preparedness starts here. Hawaii Community Federal Credit Union has resources and tips for disaster planning. Make an emergency plan. - [Security Center](https://www.hicommfcu.com/resources/education-tools/security-center) - Visit Hawaii Community Federal Credit Union's Security Center to view helpful resources about identity theft protection, online safety and scams, and more. - [Online Safety & Security](https://www.hicommfcu.com/resources/education-tools/security-center/online-safety-security) - Protect yourself in the era of online banking with these tips for online safety and security from Hawaii Community Federal Credit Union. Learn more online. - [Online Terms Glossary](https://www.hicommfcu.com/resources/education-tools/security-center/online-terms-glossary) - Knowledge is power when it comes to online banking security. Stay informed on web lingo with Hawaii Community Federal Credit Union's Online Terms Glossary. - [Online Banking & Security Tips](https://www.hicommfcu.com/resources/education-tools/security-center/online-banking-security-tips) - Protect your personal information with Hawaii Community Federal Credit Union's online banking and security tips. Learn to avoid scams, fraud, and more. - [Password Security](https://www.hicommfcu.com/resources/education-tools/security-center/password-security) - Keep your online banking accounts safe by following these password security tips from Hawaii Community Federal Credit Union. Learn more on our website. - [Shopping Online](https://www.hicommfcu.com/resources/education-tools/security-center/shopping-online) - Stay safe while shopping online with these key tips from Hawaii Community Federal Credit Union. Visit our website to learn more about online security. - [Identity Theft & Protection](https://www.hicommfcu.com/resources/education-tools/security-center/identity-theft-protection) - Hawaii Community Federal Credit Union provides Identity Theft & Protection, including guidance on the signs of identity theft. Explore our resources today. - [Common Scams](https://www.hicommfcu.com/resources/education-tools/security-center/common-scams) - Stay alert to these common scams and protect yourself from credit or debit card fraud. Explore helpful resources at Hawaii Community Federal Credit Union. - [Fraud Defender Protection](https://www.hicommfcu.com/resources/education-tools/security-center/fraud-defender-protection) - Fraud Defender Protection from Hawaii Community Federal Credit Union offers expense reimbursements if your identity is ever compromised. Learn more today. - [Financial Seminars](https://www.hicommfcu.com/resources/community/financial-seminars) - Hawaii Community Federal Credit Union offers local financial seminars focused on financial education and building money management skills. Learn more. - [Video Gallery](https://www.hicommfcu.com/resources/community/video-gallery) - Explore Hawaii Community Federal Credit Union's video gallery of community highlights, seminars, webinars, and more. Learn more about our community now. - [Scholarships](https://www.hicommfcu.com/resources/community/scholarships) - Hawaii Community Federal Credit Union has been providing financial assistance to students through educational scholarships for 40 years. Learn more now. - [Youth Finances](https://www.hicommfcu.com/resources/community/youth-finances) - Financial literacy is best developed early. Explore youth finance resources and learn about Hawaii Community Federal Credit Union's student credit union. - [Student Credit Union](https://www.hicommfcu.com/resources/community/youth-finances/student-credit-union) - Hawaii Community Federal Credit Union's Student Credit Union helps make financial education part of the high school experience. Contact us to learn more. - [Youth Deposit Days](https://www.hicommfcu.com/resources/community/youth-finances/youth-deposit-days) - Youth Deposit Days at Hawaii Community Federal Credit Union build financial literacy in children and teens island-wide. Learn how you can get involved. - [Buy a Home](https://www.hicommfcu.com/resources/financial-goals/buy-a-home) - Planning to buy or refinance a home? Explore the different mortgage loans from Hawaii Community Federal Credit Union and find the best mortgage for you. - [Save More Money](https://www.hicommfcu.com/resources/financial-goals/save-more-money) - Trying to save more money to hit your financial goals? Explore financial education resources from Hawaii Community Federal Credit Union to get started. - [Simplify Money Management](https://www.hicommfcu.com/resources/financial-goals/simplify-money-management) - Managing your money doesn't have to be hard. Learn how Hawaii Community Federal Credit Union can simplify your money management with tools like Bill Pay. - [Pay Off Debt](https://www.hicommfcu.com/resources/financial-goals/pay-off-debt) - Hawaii Community Federal Credit Union wants to help you pay off debt and achieve financial freedom. Get started with our financial education resources. - [Plan for Retirement](https://www.hicommfcu.com/resources/financial-goals/plan-for-retirement) - Hawaii Community Federal Credit Union can help you plan for retirement and start investing in a Traditional or Roth IRA. Explore retirement accounts now. - [Build a Financial Foundation](https://www.hicommfcu.com/resources/financial-goals/build-a-financial-foundation) - If you're planning for retirement or saving for college, Hawaii Community Federal Credit Union can help you build your financial foundation. Learn more. - [Island Roots](https://www.hicommfcu.com/why-us/who-we-are/island-roots) - Hawaii Community Federal Credit Union in has been serving our ohana since 1936. Read about who we are and why we are the best local credit union online. - [Leadership](https://www.hicommfcu.com/why-us/who-we-are/leadership) - The Leadership Team at Hawaii Community Federal Credit Union includes the Board & Supervisory Committee supporting governance and oversight. Learn more. - [Culture & Careers](https://www.hicommfcu.com/why-us/who-we-are/culture-careers) - Interested in a career in banking with a supportive culture? Find your next opportunity at Hawaii Community Federal Credit Union. Explore job postings. - [Employment Application](https://www.hicommfcu.com/why-us/who-we-are/culture-careers/employment-application) - Those seeking financial job openings can complete an employment application with Hawaii Community Federal Credit Union. Discover job opportunities today. - [Job Openings](https://www.hicommfcu.com/why-us/who-we-are/culture-careers/job-openings) - Discover what financial career opportunities are available at Hawaii Community Federal Credit Union. Apply for our current job openings online today. - [Join Our Ohana](https://www.hicommfcu.com/why-us/membership-benefits/join-our-ohana) - Looking for a local credit union to call your home? Hawaii Community Federal Credit Union is proud to serve our island community. Become a member today. - [Member Savings & Rewards](https://www.hicommfcu.com/why-us/membership-benefits/member-savings-rewards) - At Hawaii Community Federal Credit Union, you can enjoy membership rewards including movie tickets, vacation deals and much more. Become a member today. - [Get Away Today Vacations](https://www.hicommfcu.com/why-us/membership-benefits/member-savings-rewards/get-away-today-vacations) - Vacations don't have to break the bank. Hawaii Community Federal Credit Union offers members affordable vacation deals. Explore our membership benefits. - [Movie Tickets](https://www.hicommfcu.com/why-us/membership-benefits/member-savings-rewards/movie-tickets) - Members at Hawaii Community Federal Credit Union can save money by purchasing movie tickets through a local branch. Learn about our membership benefits. - [Turbo Tax and H&R Block](https://www.hicommfcu.com/why-us/membership-benefits/member-savings-rewards/turbo-tax-and-h-r-block) - As a member of Hawaii Community Federal Credit Union, you can get deals on TurboTax and H&R Block tax solutions. Visit our website to start saving today. - [Debit & Credit Card Rewards](https://www.hicommfcu.com/why-us/membership-benefits/member-savings-rewards/debit-credit-card-rewards) - Maximize your debit and credit card rewards with Hawaii Community Federal Credit Union. Earn with every dollar spent. Explore our membership benefits. - [Owners Count Newsletter](https://www.hicommfcu.com/why-us/membership-benefits/owners-count-newsletter) - Hawaii Community Federal Credit Union offers the Owners Count Newsletter, featuring credit union financial tips and helpful updates. Explore the latest. - [Our Kaiaulu](https://www.hicommfcu.com/why-us/making-a-difference/our-kaiaulu) - At Hawaii Community Federal Credit Union, our kaiaulu means everything to us. We are proud to give back through community service. See how we get involved. - [Community Care](https://www.hicommfcu.com/why-us/making-a-difference/community-care) - Hawaii Community Federal Credit Union is devoted to community care and service. Discover the events and initiatives through which we support our community. - [Relay for Life of the Big Island 2025](https://www.hicommfcu.com/why-us/making-a-difference/community-care/relay-for-life-of-the-big-island-2025) - Hawaii Community Federal Credit Union is proud to be a Luminaria Sponsor for Relay for Life of the Big Island 2025. Visit to join our fundraising team. - [2026 College Scholarship Recipients](https://www.hicommfcu.com/why-us/making-a-difference/community-care/2026-college-scholarship-recipients) - Congraulations to Hawaii Community Federal Credit Union's 2025 scholarship recipients! We are proud to support local students. Read more on our website. - [Market Day](https://www.hicommfcu.com/why-us/making-a-difference/community-care/market-day) - Hawaii Community Federal Credit Union is celebrating Market Day by raising funds for our Triennial Social Responsibility Partner. Learn more online today. - [Press Releases](https://www.hicommfcu.com/why-us/making-a-difference/press-releases) - Stay up to date on the latest news and announcements from Hawaii Community Federal Credit Union through our latest press releases. Explore the latest news. - [HCFCU and Federal Home Loan Bank of Des Moines Donate $25,000 to Kona Hospital Foundation](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hcfcu-and-federal-home-loan-bank-of-des-moines-donate-$25-000-to-kona-hospital-foundation) - Hawaii Community Federal Credit Union donates $25,000 to Kona Hospital Foundation, supporting vital community healthcare services. Read the news story. - [HCFCU Appoints Tyson Klask as Vice President of Operations](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hcfcu-appoints-tyson-klask-as-vice-president-of-operations) - Hawaii Community Federal Credit Union appoints Tyson Klask as Vice President of Operations, strengthening leadership and service. Read the full news story. - [Hawaii Community FCU Promotes Tysha McDonald to Hilo Branch Manager](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hawaii-community-fcu-promotes-tysha-mcdonald-to-hilo-branch-manager) - Hawaii Community Federal Credit Union promotes Tysha McDonald to Hilo Branch Manager, strengthening local leadership. Read the full news story online. - [Contact](https://www.hicommfcu.com/contact) - Have a question about the accounts or services at Hawaii Community Federal Credit Union? We're here to help. Contact us to get your questions answered. - [FAQs](https://www.hicommfcu.com/faqs) - Have questions about the accounts or lending at Hawaii Community Federal Credit Union? Explore these frequently asked questions (FAQs) to find answers. - [Branch Services](https://www.hicommfcu.com/branch-services) - Your local Hawaii Community Federal Credit Union branch can help you with cashier checks, safe deposit boxes, and more. View all of our branch services. - [Locations & ATMS](https://www.hicommfcu.com/locations) - Hawaii Community Federal Credit Union has branches throughout Hawaii where you can open accounts or apply for a loan. Visit a branch nearby to get started. - [Hilo Branch](https://www.hicommfcu.com/locations/hilo-branch) - The Hilo, HI Branch of Hawaii Community Federal Credit Union can help you compare our accounts and loans to find the right financial fit. Visit us today. - [Honokaa Branch](https://www.hicommfcu.com/locations/honokaa-branch) - The Honokaa, HI Branch of Hawaii Community Federal Credit Union offers personal banking services to support your everyday financial needs. Visit us today. - [Kailua Kona Branch](https://www.hicommfcu.com/locations/kailua-kona-branch) - Hawaii Community Federal Credit Union’s Kailua Kona, HI Branch provides checking & savings accounts designed for flexibility and convenience. Stop by now. - [Kaloko Administrative Offices](https://www.hicommfcu.com/locations/kaloko-administrative-offices) - At the Kaloko, HI Administrative Office, Hawaii Community Federal Credit Union supports its community mission and member-focused services. Learn more. - [Kaloko Branch](https://www.hicommfcu.com/locations/kaloko-branch) - The Kaloko, HI Branch from Hawaii Community Federal Credit Union helps make business banking simple with solutions tailored to your needs. Visit us today. - [Kealakekua Branch](https://www.hicommfcu.com/locations/kealakekua-branch) - Members can visit the Kealakekua Branch of Hawaii Community Federal Credit Union to explore personal loans and financing options. Visit us to get started. - [Kohala Branch](https://www.hicommfcu.com/locations/kohala-branch) - The Kohala, HI Branch of Hawaii Community Federal Credit Union offers mortgage loan options to help you buy or refinance a home. Stop by to learn more. - [Shared Branches](https://www.hicommfcu.com/locations/shared-branches) - Shared Branches from Hawaii Community Federal Credit Union provide access to a CO-OP ATM network for easy banking on the go. Find an ATM near you now. - [Rates](https://www.hicommfcu.com/rates) - Hawaii Community Federal Credit Union offers competitive rates on mortgages, credit cards, and savings accounts. Visit our website to view current rates. - [Mortgage Rates](https://www.hicommfcu.com/rates/mortgage-rates) - Competitive mortgage rates from Hawaii Community Federal Credit Union can help you purchase a home with monthly payments you can afford. View our rates. - [Auto Loan Rates](https://www.hicommfcu.com/rates/auto-loan-rates) - Save on your next vehicle purchase with competitive auto loan rates from Hawaii Community Federal Credit Union. Visit our website to view car loan rates. - [Credit Card Rates](https://www.hicommfcu.com/rates/credit-card-rates) - At Hawaii Community Federal Credit Union, you can take advantage of lower credit card rates and save on your everyday purchases. View our rates online. - [Savings Rates](https://www.hicommfcu.com/rates/savings-rates) - Reach your savings goals with the help of the personal and business savings rates at Hawaii Community Federal Credit Union. Explore our rates online now. - [Personal Loan Rates](https://www.hicommfcu.com/rates/personal-loan-rates) - Personal & Share Secured Loan rates from Hawaii Community Federal Credit Union offer competitive options for flexible borrowing. Explore our rates today. - [Small Business Rates](https://www.hicommfcu.com/rates/business-checking-rates) - Business owners can explore the Small Business rates from Hawaii Community Federal Credit Union, including checking account options. Discover more today. - [Disclosures](https://www.hicommfcu.com/disclosures) - If you are opening an account or applying for a loan with Hawaii Community Federal Credit Union, please read our full disclosures for more information. - [Mobile App Privacy Policy](https://www.hicommfcu.com/disclosures/mobile-app-privacy-policy) - Use our mobile banking app with confidence. Read our privacy policy to learn how Hawaii Community Federal Credit Union protects your personal information. - [NCUA-Insured Deposits](https://www.hicommfcu.com/disclosures/ncua-insured-deposits) - Your Hawaii Community Federal Credit Union accounts are protected by the National Credit Union Share Insurance Fund. Read about NCUA-Insured Deposits. - [Website Accessibility](https://www.hicommfcu.com/website-accessibility) - At Hawaii Community Federal Credit Union, we are dedicated to keeping our website accessible to all users. Learn about accessibility and ADA compliance. - [Privacy](https://www.hicommfcu.com/privacy) - Read our privacy policy to learn how Hawaii Community Federal Credit Union protects your personal information and how you can limit sharing of your info. - [Auto Mechanical Repair Coverage](https://www.hicommfcu.com/loans-credit/loans/auto-loans/auto-mechanical-repair-coverage) - Hit the road with peace of mind thanks to Auto Mechanical Repair Coverage and Roadside Assistance from Hawaii Community Federal Credit Union. Learn more. - [Guaranteed Asset Protection](https://www.hicommfcu.com/loans-credit/loans/auto-loans/guaranteed-asset-protection) - In the case of a totaled vehicle, Guaranteed Asset Protection from Hawaii Community Federal Credit Union helps cover what insurance may not. Learn more. - [Auto Loans](https://www.hicommfcu.com/loans-credit/loans/auto-loans) - Whether you're purchasing your next vehicle or refinancing an auto loan, Hawaii Community Federal Credit Union has you covered. View our auto loan rates. - [Personal Loans](https://www.hicommfcu.com/loans-credit/loans/personal-loans) - Finance a purchase or consolidate debt with a personal loan or line of credit from Hawaii Community Federal Credit Union. Apply online to get started. - [Signature Loans](https://www.hicommfcu.com/loans-credit/loans/personal-loans/signature-loans) - A Signature Loan from Hawaii Community Federal Credit Union can help you consolidate debt or make your next purchase. Apply for a loan to get started. - [Line of Credit](https://www.hicommfcu.com/loans-credit/loans/personal-loans/line-of-credit) - Borrow what you need and pay interest only on what you owe with a Personal Line of Credit at Hawaii Community Federal Credit Union. View our rates online. - [Share-Secured Loans](https://www.hicommfcu.com/loans-credit/loans/personal-loans/share-secured-loans) - Share-Secured Loans from Hawaii Community Federal Credit Union can help you with credit building by borrowing against your savings. View our rates online. - [Certificate-Secured Loans](https://www.hicommfcu.com/loans-credit/loans/personal-loans/certificate-secured-loans) - Certificate-Secured Loans from Hawaii Community Federal Credit Union offer lower collateral loan rates while using your savings as security. Learn more. - [Guarantor Loans](https://www.hicommfcu.com/loans-credit/loans/personal-loans/guarantor-loans) - Hawaii Community Federal Credit Union offers Guarantor Loans with competitive rates that help expand low credit borrowing opportunities. Apply online now. - [Student Loans](https://www.hicommfcu.com/loans-credit/loans/student-loans) - Invest in your future with a low interest rate Student Loan from Hawaii Community Federal Credit Union. Visit a branch to learn more about education loans. - [Mortgage Loans](https://www.hicommfcu.com/loans-credit/loans/mortgage-loans) - From Home Purchase to Vacant Land Loans, Hawaii Community Federal Credit Union offers mortgages for all home buying situations. Explore our home loans now. - [Adjustable-Rate Mortgages](https://www.hicommfcu.com/loans-credit/loans/mortgage-loans/adjustable-rate-mortgages) - Whether you're buying a home or refinancing a loan, an Adjustable-Rate Mortgage from Hawaii Community Federal Credit Union can help. Apply for a mortgage. - [Balloon Loans](https://www.hicommfcu.com/loans-credit/loans/mortgage-loans/balloon-loans) - Balloon Loans from Hawaii Community Federal Credit Union are a 5-year mortgage option to help you buy your dream home. Apply for a loan to get started. - [Vacant Land & Construction Loans](https://www.hicommfcu.com/loans-credit/loans/mortgage-loans/vacant-land-construction-loans) - Vacant Land & Construction Loans from Hawaii Community Federal Credit Union offer competitive home loan rates for building or buying land. Apply online. - [Apply for a Mortgage](https://www.hicommfcu.com/loans-credit/loans/mortgage-loans/apply-for-a-mortgage) - Hawaii Community Federal Credit Union can help you finance your dream home with competitive home loan rates and options. Apply for a mortgage online today. - [Home Equity Line of Credit](https://www.hicommfcu.com/loans-credit/credit/home-equity-line-of-credit) - Finance your home remodeling with a Home Equity Line of Credit at Hawaii Community Federal Credit Union. Visit our website to apply for a low rate HELOC. - [VISA Credit Cards](https://www.hicommfcu.com/loans-credit/credit/visa-credit-cards) - Earn rewards points on every purchase with a local VISA credit card from Hawaii Community Federal Credit Union. Apply for a low interest rate credit card. - [Share Certificates](https://www.hicommfcu.com/checking-savings/savings/share-certificates) - Hawaii Community Federal Credit Union offers Share Certificates designed for long term savings with steady returns over time. Open an account with us now. - [Explore Financial Goals](https://www.hicommfcu.com/resources/financial-goals/explore-financial-goals) - At Hawaii Community Federal Credit Union, we want to help you reach your financial goals. Visit our website to get started with your financial planning. - [Mobile Check Deposit Agreement](https://www.hicommfcu.com/disclosures/mobile-check-deposit-agreement) - Hawaii Community Federal Credit Union protects your data when using our mobile banking app's check deposit. Read our Mobile Check Deposit Agreement now. - [Official Rules](https://www.hicommfcu.com/disclosures/official-rules-referral) - Interested in Hawaii Community Federal Credit Union's Outdoor Set Contest and checking account referral promotion? Review our official rules online now. - [Refer a Friend](https://www.hicommfcu.com/refer-a-friend) - Refer a friend to open a Hawaii Community Federal Credit Union checking account in HI and earn a valuable sign-up bonus when friends join. Get started. - [Hawaii Community FCU Promotes Janete Palma Camacho to Kaloko Branch Manager](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hawaii-community-fcu-promotes-janete-palma-camacho-to-kaloko-branch-manager) - Hawaii Community Federal Credit Union is proud to announce that former loan officer Janete Palma Camacho is promoted to Kaloko Branch Manager. Read more. - [Hawaii Community Federal Credit Union Welcomes Alexander Kay-Wong as Project Manager](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hawaii-community-federal-credit-union-welcomes-alexander-kay-wong-as-project-manager) - Hawaii Community Federal Credit Union is pleased to welcome Alexander R. Kay-Wong as a Project Manager. Read more now about his role for our community. - [HCFCU Intern Sean Kobayashi Honored as Hawai‘i County Intern of the Year](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hcfcu-intern-sean-kobayashi-honored-as-hawai-i-county-intern-of-the-year) - Hawaii Community Federal Credit Union's marketing intern Sean Kobayashi has been honored as Hawai‘i County Intern of the Year. Read his accomplishments. - [HCFCU Recognizes 2025 Employee of the Year and Service Award Honorees](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hcfcu-recognizes-2025-employee-of-the-year-and-service-award-honorees) - Hawaii Community Federal Credit Union recognizes 2025 Employee of the Year Joshua Awa and out Service Award honorees. Read about our staff and community. - [Business Loans](https://www.hicommfcu.com/business/loans-credit/business-loans) - Hawaii Community Federal Credit Union is proud to support local businesses with commercial loans at competitive rates. Locate a branch near you to apply. - [HCFCU Appoints Keiko Mercado to Supervisory Committee](https://www.hicommfcu.com/why-us/making-a-difference/press-releases/hcfcu-appoints-keiko-mercado-to-supervisory-committee) - Hawaii Community Federal Credit Union is pleased to announce the appointment of Keiko M. Mercado to its Supervisory Committee. Learn more about her role.