Planning for Incapacity Seminar

SEPTEMBER 15, 2019
It’s rare to have the opportunity to create a secure plan for ones older age that also considers the possibility for cognitive decline, such as dementia or other mental incapacitation. With more than 5.8 million Americans living with Alzheimer’s*— and 29,000 adults in Hawaii — Hawaii Community Federal Credit Union is presenting “Proactive Planning for Incapacity.” This free and open-to-the-public workshop will be held on Saturday, September 28, 9:30 A.M. – 11:30 A.M. at the credit union’s Kaloko facility (73-5611 Olowalu Street, Kailua-Kona, HI) in the John Y. Iwane Credit Union Center Training Room.  Attendees will learn how to plan wisely today for a time when they may not be able to make important life and legal decisions. For more information or to register, visit HCFCU’s Community Seminars section at Seating is limited so please RSVP today!
Presented by John Roth, Attorney, Hawaii Trust & Estate Counsel, and Karyn Clay, President, Ho`oNani Adult Care Services, this unique workshop will provide such important information as:
  • A legal definition for “capacity”
  • Care options
  • How to manage if the cost of care depletes all liquid assets
  • Legal options, including Guardianships/Conservatorship, Joint Assets vs. Signatory, Power of Attorney, Trusts and more

Hawaii Community Federal Credit Union is a not-for-profit, federally insured financial institution owned by its 41,000 members.  HCFCU’s branches are located in Hilo, Honokaa, Kailua-Kona, Kaloko, Kealakekua, and Kohala. Additionally, HCFCU has Student Credit Unions in Kealakehe, Kohala and Konawaena High Schools. HCFCU provides service minded financial professionals that will help facilitate mortgage, land, construction, small business, education, personal and auto loans. HCFCU also offers complete checking and savings services, drive up tellers; credit and debit cards with rewards; online and mobile banking; investment services and youth programs.  HCFCU also supports numerous Hawaii Island non-profit organizations and community events.  Membership in Hawaii Community Federal Credit Union is open to all Hawaii Island residents. For more information visit
Frequently Asked Questions

Phone Numbers

Lost/Stolen VISA®

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

Hawaii Community Federal Credit Union's routing number is 321379818.

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.


We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUSIF for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.


Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.
Locate a shared branch online or by calling 888-748-3266.

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