HCFCU Announces Retirement of Financial Advisor, Introduces Successor

June 13, 2023

HCFCU Announces Retirement of Financial Advisor, Introduces Successor

Ferdie PerniaKAILUA-KONA, HI – Hawaii Community Federal Credit Union (HCFCU) has announced that Steven R. Fassbender retired from his position as a financial advisor with LPL Financial LLC on May 15, 2023. Fassbender provided financial advisory services to HCFCU members since 1993. “It’s been a pleasure to be associated with HCFCU and their members over the past thirty years” said Fassbender. “Being in the credit union environment allows me to work with people, and there’s no better place to do that than HCFCU.”

As we bid farewell to Steven and wish him well in retirement, we are pleased to introduce your new LPL Financial Advisor, Ferdie Pernia. Pernia brings over 30 years of experience in the financial services industry and is dedicated to positioning our members towards their goals.

Pernia will be responsible for providing personalized financial services for HCFCU members. Members may schedule a meeting with Pernia by visiting www.hicommfcu.com/services/support/financial-planning.
“What I like most about my job is having a direct and profound impact on people’s futures,” said Pernia. “They rely on me for their financial goals, and I am honored and humbled that clients entrust me with a crucial part of their life”.

At HCFCU, we are committed to helping our members work toward achieving their financial goals and we are delighted that Ferdie Pernia will continue to offer this valuable resource to our members.

Hawaii Community Federal Credit Union is a not-for-profit, federally insured financial institution owned by its 46,700 members. HCFCU’s branches are located in Hilo, Honokaa, Kailua-Kona, Kaloko, Kealakekua, and Kohala. Additionally, HCFCU has Student Credit Unions in Hilo, Honokaʻa, Kealakehe, Kohala, and Konawaena High Schools. HCFCU provides service minded financial professionals that will help facilitate mortgage, land, construction, small business, education, personal and auto loans. HCFCU also offers complete checking and savings services, drive up tellers; credit and debit cards with rewards; online and mobile banking; investment services and youth programs. HCFCU also supports numerous Hawaii Island non-profit organizations and community events. Membership in Hawaii Community Federal Credit Union is open to all Hawaii Island residents. For more information visit www.hicommfcu.com.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Hawaii Community Federal CU is not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name LPL Financial located at Hawaii Community Federal CU, and may also be employees of Hawaii Community Federal CU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Hawaii Community Federal CU.

Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency
Not Credit Union
Not Credit Union Deposits
or Obligations
May Lose Value

Your Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit: https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html

Photo caption: Ferdinand “Ferdie” Pernia, Financial Advisor
LPL Financial LLC

Frequently Asked Questions

Phone Numbers

Lost/Stolen VISA®

Mailing Address:

73-5611 Olowalu Street, Kailua-Kona, HI 96740

Hawaii Community Federal Credit Union's routing number is 321379818.

We offer notary serives at all our branches. We recommend you call ahead to schedule an appointment at 808-930-7700.


We all want peace of mind when it comes to keeping our hard-earned money in savings accounts. Your Hawaii Community Federal Credit Union accounts are safe with us and insured by the NCUSIF for up to $250,000. If you need insurance beyond that amount, we'll help you structure your account so you can get additional coverage. Keep in mind our IRA accounts are insured separately up to $250,000, too.


Yes, Hawaii Community Federal Credit Union participates in shared branching. Whenever you're traveling on the mainland, you can still get easy access to your Hawaii Community Federal Credit Union account through our partnership with the CO-OP Network.
Locate a shared branch online or by calling 888-748-3266.

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