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Special VISA® rates to assist our 'ohana
Looking for a lower credit card rate? Check out Hawaii Community Federal Credit Union. Our rates help you save on purchases and debt consolidation.
Effective Date: 10/1/2020
|
Classic |
Gold |
Platinum |
| Annual Percentage Rate (APR) for Purchases and Cash Advances |
15.00%* |
9.90%* |
7.90%* |
| Minimum Credit Limit |
$500 |
$2,000 |
$5,000 |
| Maximum Credit Limit |
$20,000 |
$20,000 |
$20,000 |
| Minimum Payments |
The minimum payment for all programs is the greater of $10 or 3.0% of the outstanding balance. |
| Annual Fee |
NO FEE |
| Grace Period for Purchases |
Twenty-five (25) days |
| Method of Computing the Balance for Purchases |
Average daily balance (including new transactions) |
| Late Fee |
5% of the past due amount with a minimum charge of $5, or the amount of the required minimum payment; Not to exceed $25. |
| Free Additional Benefits |
Rental Car Collision Damage & $250,000 Travel Accident Insurance |
Rental Car Collision Damage, $1,000,000 Travel Accident Insurance, Concierge program, $1,000 ID Theft Protection, Purchase Security & Extended Protection |
Rental Car Collision Damage, $1,000,000 Travel Accident Insurance, Concierge program, $1,000 ID Theft Protection, Purchase Security & Extended Protection |
| Over Limit Fee |
$20 for each payment period account balance exceeds the credit limit |
* Annual Percentage Rate. Rates are subject to change without notice. All loans subject to credit approval.
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