Auto Loan Rates

Our rates shift you into a higher gear

We're your co-pilot for your next auto loan

At Hawaii Community Federal Credit Union, we're proud to offer auto loan rates that help our 'ohana save money when buying the car, truck or SUV they need. They're also great for refinancing high-interest auto loans from other institutions.

New Auto Loans

Effective Date: 7/23/2017
Term APR* (As low as)
60 Months 3.00%
72 Months 3.50%
78 Months 3.75%
84 Months 4.75%

*Annual Percentage Rate. All loans are subject to credit approval. Other terms and conditions apply. Rates are subject to change without notice. Financing up to 125% of the Manufacturer's Suggested Retail Price.
New Auto Loan Payment Example: Loan amount of $1000.00 at 3.50% APR for 72 months has a payment of $15.42

Used Auto Loans

Effective Date: 7/23/2017
Term APR* (As low as)
Vehicle Year: 2016
48 Months 3.50%
60 Months 3.75%
72 Months 4.25%
78 Months 4.50%
Vehicle Year: 2015
48 Months 3.75%
60 Months 4.00%
72 Months 5.00%
Vehicle Year: 2014
48 Months 4.00%
60 Months 4.25%
72 Months 5.25%
Vehicle Year: 2013
48 Months 4.25%
60 Months 4.50%
Vehicle Year: 2012
54 Months 4.75%
Vehicle Year: 2011
48 Months 5.00%
Vehicle Year: Older
36 Months 6.00%

*Annual Percentage Rate. All loans are subject to credit approval. Other terms and conditions apply. Rates are subject to change without notice. Financing up to 125% of the Manufacturer's Suggested Retail Price.
Used Auto Loan payment example: Loan amount of $1000.00 at 3.75% APR for 60 months has a payment of $18.31

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