VISA® Credit Cards

Discover the more rewarding credit card


Credit cards are essential, just like our commitment to helping members improve their financial well-being. We want to lift up our neighbors on Hawaii Island by providing a local VISA® credit card with some of the lowest rates around and a valuable rewards program that gives you points with every purchase.

No annual or cash-advance fees
Low rates
Purchases earn rewards
As low as
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* APR - Annual Percentage Rate - for Purchases, Cash Advances, and Balance Transfers. You must be a member of Hawaii Community Federal Credit Union to be eligible for a VISA card. You must be a member in good standing who maintains a minimum balance of $50 in your savings account. Subject to credit approval.

Purchases earn rewards

Our Hawaii Community Federal Credit Union VISA® credit cards display custom local artwork that captures the spirit and warmth of our Hawaii Island communities. Take advantage of everything our cards provide to help support your finances.

  • Earn 1 reward point for every $1 spent, and redeem your points for fantastic rewards, including travel, gift cards, merchandise, cash back and much more
  • Manage your account and pay your monthly bill online, quickly and easily
  • Special chip technology adds another layer of encryption against identity theft for in-store purchases

If your card is stolen or lost, call 808-930-7700 or 800-514-2328 during business hours, and 833-933-1681 after hours. Notice a suspicious charge on your account? Call 808-930-7700 or 800-514-2328 during business hours, and 866-279-1399 after hours.

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Learn MoreClick here to learn more about our credit union.

Auto Loans

With us, saving money comes standard on our car loans. We support you with various terms and great rates, whether you're purchasing or refinancing. Our loan officers know how important it is for you to get the best loan value possible on a vehicle purchase, so we'll work with you to create a loan that works.

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