Guaranteed Asset Protection

We help you fill the gap

Avoid the financial hit from a stolen or totaled vehicle

Where would you be if your vehicle is stolen or totaled in an accident? Often, the insurance payout isn't enough to cover the remaining balance on the loan. That's where Guaranteed Asset Protection (GAP) insurance through Hawaii Community Federal Credit Union comes in.

Offers peace of mind
Picks up where insurance payouts leave off
Low-cost coverage

GAP coverage from Members Choice®

Without GAP coverage, you could be stuck with a huge bill that could put a financial squeeze on you. We're here to help, by offering GAP coverage through our partnership with Members Choice®. For only a few dollars a month, you'll get the protection you need. You also can upgrade your coverage.

Members Choice® Guaranteed Asset Protection Plus (GAP Plus)

Enjoy all of the benefits of GAP protection, plus these:

  • $1,000 toward a down payment on a replacement vehicle financed through Hawaii Community Federal Credit Union
  • 90-day free trial during which you can cancel protection and receive a full refund
  • Protects new and used vehicles, loans and leases
  • Pay up to $1,000 of your vehicle insurance deductible (where allowed by state law)

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Auto Loans

With us, saving money comes standard on our car loans. We support you with various terms and great rates, whether you're purchasing or refinancing. Our loan officers know how important it is for you to get the best loan value possible on a vehicle purchase, so we'll work with you to create a loan that works.

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