College dreams can be realized

Planning and support from your 'ohana

Striving for a better life through higher education is a mission we support completely. When you're saving for college, consider our Coverdell Education Savings Acccount and all its tax advantages.

Tax-free when used for eligible expenses
Rates Up To
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Tax-free when used for eligible expenses

Hawaii Community Federal Credit Union is invested in local communities, and that means providing avenues for members to reach their goals. With our Coverdell ESA, your savings grow tax-free when used for qualified expenses; please consult your tax advisor for full details.

  • Contribute up to $2,000 each year until the beneficiary is 18 years old
  • Must be used by age 30 or transferred to another eligible person
  • Minimal effect on financial aid eligibility
  • Income phase-out begins at $95,000 for single filers, $190,000 for joint filers

Please consult a CPA or tax advisor to determine which type of IRA is most beneficial for you.

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Together, we can do great things
Learn MoreClick here to learn more about our credit union.