We welcome you with open arms

Here's a better home for your money

Ready to join a credit union that prioritizes members' needs and is invested in all aspects of our Hawaii Island communities? Hawaii Community Federal Credit Union is here to serve. If you're already part of the 'ohana, you can open additional accounts through eBranch Online Banking.

Personalized service, low fees, higher rates
Owned by our members
Focused on your priorities

We'll make you feel at home

There's a better way to manage your daily finances and plan for your future. With us, you can expect personalized service and rates that work in your favor - whether you're trying to build up your savings or get the best value on a loan. You'll also enjoy special benefits available only to Hawaii Community Federal Credit Union members.

Shareholders do not drive our decisions - members do. Our attention to detail and individualized approach reflect our deep commitment to all members and neighbors in our communities. While we're invested in life on Hawaii Island, members also get anytime access to their accounts wherever they are in the world through our shared branching locations and CO-OP Network.

Membership Eligibility

  • Individuals who live, regularly work, worship, attend schools or perform volunteer services on Hawaii Island; and members of their immediate families or household and organizations of such persons.
  • Any business and other legal entities located on Hawaii Island.
  • Immediate family members of a natural person member or potential member may join the credit union even if they do not live, regularly work, worship, attend schools or perform volunteer services on Hawaii Island.
  • Immediate family members are defined as grandparents, parents, step-parents, spouse, siblings, step-siblings, children, adopted children, step-children and grandchildren of the natural person member or potential member.
  • Membership is open to persons who reside in the same “household” with a current member even if the residence is located outside Hawaii Island.
  • "Household" is defined as persons living in the same home and who maintain a single economic unit. This includes any family members, domestic partners, foster children and legal guardian relationships.

What You Need to Open Your Account

To open your account online or at a branch, make sure you have your Social Security number or individual Tax Identification number, a photo ID issued by the U.S. government (driver's license, passport, state or military ID), and a credit or debit card.


To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Join our Ohana

Together, we can do great things
Learn MoreClick here to learn more about our credit union.