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SecurityShoring up security: Ways to enhance the financial security in your daily life.

Safe at HCFCU

Q. Is my money safe at Hawaii Community Federal Credit Union?

A. Yes, your accounts at Hawaii Community Federal Credit Union are safe. We continue to be a financially strong and viable financial institution that is well capitalized. Furthermore, your accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $250,000 and backed by the full faith and credit of the U.S. government.

Q. What if I have more than $250,000 in my account, is the rest of my money insured?

A. If you have more than $250,000 in your account, there may be ways that we can structure your account so that you can get federal share insurance coverage in excess of $250,000. Examples are having both an individual account and a joint account. Also, any IRA type of accounts that you may have with us are insured separately up to $250,000. Please let us know how we can help.