Effective December 1, 2009, the fee for non-member and/or foreign (non-HCFCU Card) transactions at Proprietary ATMs (HCFCU owner or operated ATMs) will increase to $2.
| PRODUCT/SERVICE |
FEE |
Annual Meeting Tickets
|
Price Varies |
Automated Clearing House (ACH):
Stop payment on a pre-authorized transfer (each item)........................................
Non-sufficient funds (NSF) fee (each debit item)...................................................
|
$25.00
$25.00
|
Automated Teller Machine (ATM):
Purchase or replacement fees for CUTEL(SM) ATM
Card:
- First card (also joint owner/member).................................................................
- Additional card (each) ....................................................................................
- If member has a Debit card, First ATM card.......................................................
- Defective card (each) .....................................................................................
- Lost card (each).............................................................................................
- Stolen card (each)..........................................................................................
|
No charge
$5.00
$5.00
$5.00
$5.00
$5.00
|
ATM access to share account (waived if average daily balance (ADB)
maintained in account is $250 or more each month).................................................................
|
$2.00
|
NSF (per transaction) (any ATM transaction which causes the balance
in your account to fall below minimum balance, pledge amount or check
hold amount when ATM is off-line)..........................................................................................................
|
$25.00
|
Transaction fee:
- CUTEL ATM....................................................................................................
|
No charge
|
Non-CUTEL ATM (after first six transactions per month):
- ATM withdrawal...............................................................................................
- ATM transfer..................................................................................................
|
$1.00
$0.50
|
Non-HCFCU cards at CUTEL ATM's
- For each withdrawal.........................................................................................
|
$2.00
|
CALL24:
This phone teller system (CALL24) allows members to access their
accounts by using a touch-tone telephone.
Monthly service ...............................................................................................
Transaction......................................................................................................
|
No charge
No charge
|
Cashier's Check (face value each):
$5,000 or less..................................................................................................
More than $5,000.............................................................................................
Copy of paid check (per check)..........................................................................
Stop payment order (per order).......................................................................... |
$5.00
$7.00
$2.00
$25.00
|
E-Branch Online Services:
Annual fee.......................................................................................................
Monthly Service Charge.....................................................................................
Each electronic account statement.......................................................................
Each VISA electronic statement...........................................................................
Online bill payment:
- Annual fee....................................................................................................
- Monthly service charge....................................................................................
- Per payment charge..............................................................................
- Stop payment (per order)................................................................................
- Copy of check (per check)...............................................................................
- NSF (per occurrence) ......................................................................................
|
None
None
No charge
No charge
None
None
None
$25.00
$2.50
$25.00
|
Facsimile Transmission (FAX) (each page)
Outgoing local transmission...............................................................................
Outgoing interisland transmission.......................................................................
Outgoing mainland transmission........................................................................
Outgoing international transmission....................................................................
Any incoming transmission................................................................................
|
$0.50
$1.00
$1.50
$5.00
$0.50
|
Gift Check (per check)......................................................................................
|
$2.50
|
InstaCheck Debit Card (upon
approval):
Purchase or replacement:
- First card (also joint owner/member).................................................................
- Additional card (each).....................................................................................
- Defective card (each)......................................................................................
- Lost or stolen card (each)................................................................................
Walk through (each).........................................................................................
Account transfer (each transfer)..........................................................................
Overdraft (each transaction)..............................................................................
Draft copy (each) (waived if not member's error)..................................................
Draft original (each)..........................................................................................
|
No charge
$5.00
$5.00
$5.00
$15.00
$5.00
$25.00
$5.00
$10.00
|
Legal Notice Processing:
Tax lien (each)................................................................................................
Garnishment (each)..........................................................................................
|
$20.00
$20.00
|
Letters of Credit:
Annual fee.......................................................................................................
Monthly fee.....................................................................................................
Fee to execute LOC..........................................................................................
|
None
None
None
|
Money Manager Savings Account:
Below minimum balance (per month)..................................................................
|
$20.00
|
Money Manager Checking Account:
Below minimum balance (per month) (waived if $5,000.00 minimum ADB
or more
maintained for the month)................................................................................
Copy of cancelled draft (per draft)......................................................................
NSF (per item returned).....................................................................................
Overdraft (each transaction)..............................................................................
Stop payment order (per order) (waived if stolen)................................................
Hard copy history (per page)..............................................................................
Starter kit (each) (waived on new accounts).........................................................
Draft orders (each)...........................................................................................
Statement copy (each)......................................................................................
|
$20.00
$2.00
$25.00
$25.00
$25.00
$2.00
$3.00
Varies
$5.00
|
Money Order: (per order up to $1,000) (fee waived
if member has direct deposit or
net payroll with Credit Union).............................................................................
Copy of money order (each) (non-refundable).....................................................
|
$1.00
$12.00
|
Non-electronic Bill Payment:
Stop payment order (per order).........................................................................
|
$5.00
|
Not-for-Profit Club/Corporation Account:
Below minimum balance (per month).................................................................
|
No charge
|
Notary Public (per day):
Up to 3 notarizations (per member only)............................................................
Each notarization beyond 3 (per member only)....................................................
Non-members.................................................................................................
|
No charge
$2.50
As set by Hawaii law
|
Photocopy (per page):.....................................................................................
|
$0.25
|
Safe Deposit Box:
Deposit (per box) ............................................................................................
Annual Rental (per box:
- 3"x10"x22" box ............................................................................................
- 5"x10"x22" box ............................................................................................
Replace lost or stolen key and refit with a new lock ..............................................
Late payment of annual rental (one time fee)......................................................
|
$25.00
$35.00
$50.00
Actual cost
$5.00
|
Share Account:
Below minimum balance (per month)..................................................................
|
No charge
|
Checking Account:
Copy of cancelled draft (per draft) .....................................................................
NSF (per item returned): ..................................................................................
Overdraft (each transaction) .............................................................................
Stop payment order (per order) (waived if stolen) ...............................................
Hard copy history (per page) .............................................................................
Starter kit (each) (waived for new accounts) ........................................................
Check Printing Orders.......................................................................................
Statement copy (each)......................................................................................
Check Advantage Plus fee (per month)..........................................................
|
$2.00
$25.00
$25.00
$25.00
$2.00
$3.00
Varies
$5.00
$5.00
|
Signature Guarantee:.....................................................................................
|
No charge
|
Small Business Account with Draft Access (see
brochure for each level of fees)....
|
|
Tax Preparation: (Depending on the types and number
of forms).........................
|
Varies
|
Traveler's Check:
Single signature travelers check (waived if member has direct deposit
or net payroll.
with Credit Union, or purchased from loan proceeds of $500 or more)
....................
Dual signature travelers check............................................................................ |
1% of face amount
1.5% of face amount
|
Wire Transfer:
Wires received ...............................................................................................
Domestic wires (regular, recurring and third party):
- $0 to $4,999.00 wire amount (each) ..............................................................
- $5,000 and greater wire amount (each) ..........................................................
International wire (each wire) (US currency):
-$0 to $4,999.99 wire amount (each)................................................................
-$5,000 and greater wire amount (each)............................................................ |
No charge
$25.00
$40.00
$50.00
$65.00
|
Other Service Fees:
Account closed within 90 days of open date (per account) .....................................
Non-current address (per month, per account) .....................................................
Deposit item returned (per item) .......................................................................
Check accepted subject to collection (per check) ..................................................
Account statement copy (each) ..........................................................................
Research and reconciliation of any account (per 15 minutes or fraction
thereof) ....... Abandoned property (per item, per month)..........................................................
Courtesy Pay Fee (per occurrence) ................................................................
Copies of canceled checks (per month) ..........................................................
|
$20.00
$5.00
$10.00
$25.00
$5.00
$6.00
$5.00
$25.00
$5.00
|
