| LOAN TYPE |
Maximum Amount |
Maximum Term |
APR* |
Unsecured Loan
(36 mos.)
A signature loan based on income and credit history. |
Up to $20,000 |
Up to 3 years
(36 mos.) |
6.00% |
to |
11.25% |
Up to 5 years
(60 mos.) |
6.75% |
to |
12.00% |
New Automobiles
A loan secured by an automobile which is less than 9 mos. old from date
it was first sold and has been driven less than 10,000 miles.(+) |
Up to 110% of MSRP**plus tax and license |
Up to 5 years
(60 mos.) |
5.00% |
to |
12.25% |
| Up to 90% of MSRP** plus
tax and license |
Up to 5 years
(60 mos.) |
5.00% |
to |
12.25% |
| 115% of MSRP** plus
tax and license |
6 years (72 mos.) |
5.50% |
to |
6.75% |
| Up to 120% of MSRP** plus
tax and license |
Up to 6 years
(72 mos.) |
5.50% |
to |
6.75% |
Up to 125% of MSRP** plus
tax and license. Minimum MSRP** of $27,000.00
|
Up to 7 years (84 mos.) |
5.50% |
to |
6.75% |
Used Automobiles
A loan secured by an automobile that is up to 5 years old
with 75,000 miles or less.(+)
|
Up to 125% of Blue Book retail value |
Up to 7 years
(84 mos.) |
6.50% |
to |
13.75% |
Share
Secured Loans
Loan fully secured by shares. Immediate loan approval.
|
100%of unencumbered shares |
Up to 5 years
(60 mos.) |
2.50% above share account dividend rate at the time
the loan is closed. |
Loans Against Share Certificate Account
Loan secured by a share certificate. Immediate loan approval.
|
Maximum 90% of the certificate amount |
Loan is due on the date that the share certificate matures. Maximum
term of 12 months. |
2.0% above the dividend rate on the share certificate
that is used as collateral for this loan. |
* Annual Percentage Rate. Rates are subject
to change without notice.
All loans subject to credit approval.
(+) Subject to insurance confirmation.
** Manufacturer's Suggested Retail Price.
