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Financial ConvenienceHCFCU offers convenient financial services, making life easier.
Save time, paper, and stamps! Use our ACH Electronic Services; set up direct deposit, electronic payments, and payroll deduction today!
Direct DepositSet up direct deposit with your employer and have your paycheck automatically deposited into your account. No need to come in and make a deposit, you can sit back and relax knowing your funds are safe and sound.
A payroll deduction is only a portion of your net paycheck being deposited into your account. Check with your employer to see if this is an available option.
Payroll DistributionOnce you have your direct deposit coming in, set up a payroll distribution with us! You can direct portions of your deposit into multiple accounts. Have your direct deposit going into your checking account with $100 of it going directly into your savings; it’s such an easy way to save!
What’s NeededTo set up any electronic/direct deposit into your account you need our Routing and Transit Number and your account number that you want your deposit to go into.
Routing and Transit Number: 321379818
Savings: Use your account number that can be found at the top of your monthly or quarterly statement.
Checking: Use the account number that is at the bottom of your checks. It is the 10 – 13 digit number located between the Routing & Transit Number and the Check Number.
Social SecurityHave your Social Security check, or other federal benefit payments, deposited into your account. For details on how to set this up, please visit godirect.gov.
Frequently Asked QuestionsWhat does ACH mean?
ACH stands for Automated Clearing House. It’s a nationwide electronic funds transfer system that allows for Electronic Deposits and Electronic Payments to occur. ACH transfers are also referred to as “electronic funds transfers” (EFTs).
What accounts can I use?
- Direct Deposits can be made to your primary savings or checking accounts.
- Electronic Payments can be made from your savings or checking accounts.1