Visa® Classic, Gold, and Platinum Credit Cards.

One of the best member benefits we offer is a selection of Hawaii Community Federal Credit Union Visa cards. Get go-anywhere, global acceptance and convenience, combined with locally managed service for the ultimate Visa experience. Perhaps one of the most appealing features of our Visa programs is real member service. If you call us from anywhere in the world, a live person from the credit union answers your call and attends to your personal issue. Now that’s true member service!

We have three Visa programs, each with different advantages. We invite you to learn about the benefits and apply for the one that suits you best. As co-owners of the credit union, you can be assured that we work hard to provide every member with the best rates, fees and programs. See the chart for more detailed information about rates and advantages. All three cards are embellished with custom-commissioned artwork that celebrates life and nature in Hawaii.

There are no fees for cash advances at HCFCU locations. Credit limit is $20,000. With all cards, you are protected by the "Verified by Visa," online security program.

A selection of cards for every need.

The VISA Classic offers you a minimum credit line of $500; the VISA Gold, a minimum of $2,000, and the VISA Platinum a minimum of $5,000.

It's easy to rack up rewards with Visa.

Get ScoreCard reward points every time you use your Visa® card. You can use it for everything from interisland and mainland travel (with no blackout dates) to cooking lessons. There's never an annual fee on our Visa cards. Plus, you can double your rewards with our Visa cards, as well as share points among other eligible members of your household. No matter what card you use-Visa Classic, Gold or Platinum-keep on using them to rack up points toward rewards.

Check your points total on www.ScoreCardrewards.com. You're already enrolled! It's the no-cost, automatic way to rack up points every time you use your Visa card!

CardCentive Benefits

Members with Visa cards are entitled to numerous CardCentive benefits

CardCentive Benefits:

• 90-Day Product Protection
• Extended Warranty
  
• Identity Theft Victim Assistance
• $1,000 Identity Theft Reimbursement Insurance
• Payment Card Registration
• Personal Shopper
• Travel Reservation Service

Travelers Advantage Benefits:

• Toll-Free Travel Reservations
  
• Bonus Travel Dividends
  
• Auto Rental Discounts and Insurance
• $1,250 Excess Baggage Reimbursememt
• Hotel/Motel Burglary Reimbursement
• Medical Assistance
• Concierge Service
• Quarterly Newsletter

If you are a member in good standing and qualify, we welcome you to the world of VISA. It's everywhere you want to be. Apply online or pick up an application at any branch. Click here for current rates.

Plastics get more flexible. Use your ATM, debit and Visa credit cards at any ATM that displays the Co-Op Network, Star and Plus logos. Tip: To avoid the surcharges of $1.50-plus, be sure to use only ATMs that carry the Co-Op Network logo (locations available on our Web site). By joining the Co-Op Network, Hawaii Community Federal Credit Union is committed to giving our members surcharge-free access to their money.

Now you can create a password that protects you when you buy online.

Introducing VERIFIED BY VISA.
A new way to add safety when you buy online. Protect your existing Visa card by creating a personal password as unique as you are.

VERIFIED BY VISA helps ensure that only you can use your Visa card to buy online. Register today! It takes just a few minutes to activate.

> Activate now 
Click: www.visa.com/verified