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Personal Loans.
One
size doesn't fit all, so we offer a variety of personal loans to meet
many needs. Good interest rates and convenient terms make our personal
loans both practical and flexible.
SIGNATURE LOANS.
Need quick cash? It's easy to get if you have good credit history. Apply for
a Signature Loan today. You can borrow as much as $20,000 and take as long as
five years to pay it back. No collateral required. Good interest rates too! Apply
online or pick up an application at any branch. See
current rate
schedule for annual percentage yield for Signature Loans.
LINE OF CREDIT/OVERDRAFT PROTECTION.
This loan gives you as much as $20,000 ready cash via a line of credit. You can
elect to protect your checking account from incidental overdraft charges by using
this line of credit for overdraft protection. Apply
online or pick up an application at any
branch. See current rate schedule for annual
percentage yield for line of credit and overdraft protection.
SHARE-SECURED LOANS.
This loan is secured by your Share Savings Account. You get immediate approval,
saving you time and hassle. A low interest rate saves money. Plus, your shares
still earn interest during the life of the loan. It's a great way for college
students or others starting out to begin establishing credit. Apply
online or pick up an
application at any branch. See current rate
schedule for annual percentage yield for Share-Secured Loans.
CERTIFICATE-SECURED LOANS.
Like a Share-Secured Loan, except this loan is secured by your Share Certificates.
You'll continue to earn interest on your Share Certificates while the loan is
active. Benefits include immediate loan approval and good interest
rates. Apply
online or check
with any branch for an application.
GUARANTOR LOANS.
This loan is often used by gainfully employed, first-time borrowers who wish
to establish credit. The loan is granted to the member, based on a guarantee
by a qualified applicant, who need not be a credit union member. Unlike a co-signer,
the guarantor signs as an additional party on the loan, and provides back-up
responsibility for the borrower. Maximum loan amount is $10,000. Apply
online or check
with any branch for an application.
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