Hawaii Community Federal Credit Union Convenience Community
 
E-BRANCH
CALL24
ATM
CURRENT RATES
CONTACT US
LOCATIONS
HOME > LOANS > PERSONAL
We're getting personal.

 

 

Personal Loans.

One size doesn't fit all, so we offer a variety of personal loans to meet many needs. Good interest rates and convenient terms make our personal loans both practical and flexible.

SIGNATURE LOANS.
Need quick cash? It's easy to get if you have good credit history. Apply for a Signature Loan today. You can borrow as much as $20,000 and take as long as five years to pay it back. No collateral required. Good interest rates too! Apply online or pick up an application at any branch. See current rate schedule for annual percentage yield for Signature Loans.

LINE OF CREDIT/OVERDRAFT PROTECTION.
This loan gives you as much as $20,000 ready cash via a line of credit. You can elect to protect your checking account from incidental overdraft charges by using this line of credit for overdraft protection. Apply online  or pick up an application at any branch. See current rate schedule for annual percentage yield for line of credit and overdraft protection. 

SHARE-SECURED LOANS.
This loan is secured by your Share Savings Account. You get immediate approval, saving you time and hassle. A low interest rate saves money. Plus, your shares still earn interest during the life of the loan. It's a great way for college students or others starting out to begin establishing credit. Apply online or pick up an application at any branch. See current rate schedule for annual percentage yield for Share-Secured Loans.

CERTIFICATE-SECURED LOANS.
Like a Share-Secured Loan, except this loan is secured by your Share Certificates. You'll continue to earn interest on your Share Certificates while the loan is active. Benefits include immediate loan approval and good interest rates.  Apply online or check with any branch for an application.

GUARANTOR LOANS.
This loan is often used by gainfully employed, first-time borrowers who wish to establish credit. The loan is granted to the member, based on a guarantee by a qualified applicant, who need not be a credit union member. Unlike a co-signer, the guarantor signs as an additional party on the loan, and provides back-up responsibility for the borrower. Maximum loan amount is $10,000. Apply online or check with any branch for an application.

 
 
     

 

NCUA LogoEqual Housing Lender Logo        

Accounts | Loans | Services | About Us | Security | Sitemap | Terms & Conditions | Privacy & Account Disclosures |  Funds Availability

 

Something for everyone.