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Current Rates Discover the latest rates for our full array of services

Personal Loan Rates Rates for Personal Loans.

 

Effective Date: October 20, 2015

 
LOAN TYPEMAXIMUM AMOUNTMAXIMUM TERMANNUAL PERCENTAGE RATE

Unsecured Loan

A signature loan based on income and credit history.

$20,000

Up to 3 years (36 mos.)

5.75% to 11.00%

Up to 5 years (60 mos.)

6.50% to 11.75%

Payment Example: Loan amount of $1,000 at 6.50% APR for 60 months has a monthly payment of $19.57.

Share Secured Loans

Loan fully secured by shares. Immediate loan approval.

100% of unencumbered shares

Up to 5 years (60 mos.)

2.50% above share account dividend rate at the time the loan is closed.

Payment Example: Loan amount of $1,000 at 2.65% APR for 60 months has a monthly payment of $17.82.

Loans Against Share Certificate Account

Loan secured by a share certificate. Immediate loan approval.

Maximum 90% of the certificate amount

Loan is due on the date that the share certificate matures. Maximum term of 12 months.

2.00% above the dividend rate on the share certificate that is used as collateral for this loan.

Payment Example: Loan amount of $1,000 at 2.50% APR for 12 months has a monthly payment of $13.64.

Rates are subject to change without notice. All loans subject to credit approval.