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Consumer Loan Rates Rates for consumer loans.
Effective Date: September 29, 2015
|LOAN TYPE||MAXIMUM AMOUNT||MAXIMUM TERM||APR*|
|Unsecured Loan (36 mos.) A signature loan based on income and credit history.||$20,000||Up to 3 years (36 mos.)||5.75% to 11.00%|
|Up to 5 years (60 mos.)||6.50% to 11.75%|
|Share Secured Loans Loan fully secured by shares. Immediate loan approval.||100% of unencumbered shares||Up to 5 years (60 mos.)||2.50% above share account dividend rate at the time the loan is closed.|
|Loans Against Share Certificate Account Loan secured by a share certificate. Immediate loan approval.||Maximum 90% of the certificate amount||Loan is due on the date that the share certificate matures. Maximum term of 12 months.||2.0% above the dividend rate on the share certificate that is used as collateral for this loan.|
NO LOAN HAS A PRE-PAYMENT PENALTY.