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Small Business Loans
Letters of Credit
If you need to undertake a project that requires a lot of cash or a guaranty, you can come to HCFCU for a letter of credit. We offer two types: A commercial letter of credit, which is payable upon presentation of a draft and other specified documents; and a stand-by letter of credit, which is payable upon presentation of a draft and/or a certificate of the beneficiary that indicates the member is in default in performing on obligation. The letter of credit is not the primary means of payment but is used as an assurance of performance by the member. Please ask a loan officer or manager at any branch for more information about letters of credit.
Business Purpose Loans
You can take out a loan for business purposes (commercial, corporate, investment or business venture). This loan may be secured by vacant land, residential, investment or commercial property. For further assistance, please stop in and see a loan officer or manager at any branch.
Business Line of Credit Loans for SBA
You can also get a revolving line of credit with interest only payments. The line of credit can be used for overdraft protection on your business checking account. For further assistance, please stop in and see a loan officer or manager at any branch.
External Links Disclaimer
If you click 'Accept' an external website that is owned and operated by a third-party will be opened in a new browser window. HCFCU provides links to external web sites for the convenience of its members. These external web sites may not be affiliated with or endorsed by the credit union. Use of these sites are used at the user's risk. These sites are not under the control of HCFCU and HCFCU makes no representation or warranty, express or implied, to the user concerning:
the information, content, presentation, accuracy or opinions of these sites, or
the quality, safety or suitability of any software found on these sites.
Using a hyperlink may identify you as an HCFCU member to the operator of the external site.
HCFCU does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of HCFCU do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
If you click 'CANCEL' you will be returned to the HCFCU website.
© 2013 Hawaii Community Federal Credit Union