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AccountsHCFCU offers many types of accounts for your needs. Sign up for one today!

Small BusinessHelp your small business grow with elite business services from HCFCU.

Small Business Loans

Letters of Credit

If you need to undertake a project that requires a lot of cash or a guaranty, you can come to HCFCU for a letter of credit. We offer two types: A commercial letter of credit, which is payable upon presentation of a draft and other specified documents; and a stand-by letter of credit, which is payable upon presentation of a draft and/or a certificate of the beneficiary that indicates the member is in default in performing on obligation. The letter of credit is not the primary means of payment but is used as an assurance of performance by the member. Please ask a loan officer or manager at any branch for more information about letters of credit.


Business Purpose Loans

You can take out a loan for business purposes (commercial, corporate, investment or business venture). This loan may be secured by vacant land, residential, investment or commercial property. For further assistance, please stop in and see a loan officer or manager at any branch.


Business Line of Credit Loans for SBA

You can also get a revolving line of credit with interest only payments. The line of credit can be used for overdraft protection on your business checking account. For further assistance, please stop in and see a loan officer or manager at any branch.