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Small BusinessHelp your small business grow with elite business services from HCFCU.
Small Business Levels of Service
SBA Levels |
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| Value | Plus | Select | Premier | |
| Average Daily Balance Required to waive Monthly Service Charge – without canceled check images | $1,000 | $2,000 | $3,500 | $7,500 |
| Average Daily Balance Required to waive Monthly Service Charge – with canceled check images | $2,000 | $3,000 | $5,000 | $10,000 |
| Check Option A: Monthly Service Charge – without canceled check images | $5 | $10 | $10 | $15 |
| Check Option B: Monthly Service Charge – with canceled check images | $10 | $15 | $15 | $20 |
| Minimum Balance Fee: Waived if Average Daily Balance is met | $10 | |||
| Free Transaction Limit | 50 | 100 | 200 | 300 |
| Per Item Fee after Transaction Limit is Exceeded | $.50 | $.25 | $.25 | $.25 |
| NSF fee for each item | $25 | |||
| Overdraft fee for each check | $25 | |||
| Each stop payment | $25 | $25 | $10 | $5 |
| Each check copy | $2 | $2 | $1.50 | $1 |
| Return Item Fee: each returned draft/check deposited | $5 | $5 | $5 | $3 |
| Each money order | $1 | $1 | $.50 | No Fee |
| Travelers cheques fee (based on face amount requested) | 1% | 1% | 0.5% | No Fee |
| Cashier’s checks up to $5,000 | $5 | $5 | $3 | $2 |
| Cashier’s checks greater than $5,000 | $7 | $7 | $5 | $4 |
| Hard copy history (per page) | $2 | $2 | Free | Free |
| Notary service (per day) | 2 Free | 2 Free | 4 Free | 8 Free |
| Statement copies (per page) | $5 | $5 | $3 | $2 |
| Starter kits (8 checks per kit) | $3 | |||
| Security Bags | $10 | |||